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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138604 reviews)

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4.73

Based on 138,604 reviews, last reviewed 15th Jun 2026

4037900% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Whenever I have had a problem in the past PayPal has... Whenever I have had a problem in the past PayPal has always sorted the problem out for me that's whenever I purchase and the option is there to use Pa... Read more Reviewed on: 15th June 2026

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138604)

Super easy and quick to use when making purchases.

Super easy and quick to use when making purchases. Very flexible. Often times a few issues when trying to pay off the credit, but always quickly resolved. I love the differences in being able to pay in installments or just buy now pay later schemes too. The credit system gives you clear clarity on what you can and can’t afford and is very transparent. Reviewed on: 3rd June 2024

I have always found PayPal easy to use and if things...

I have always found PayPal easy to use and if things go wrong staff are always ready to help quickly and resolve issues Reviewed on: 3rd June 2024

Very convenient and Excellent for payments online

Very convenient and Excellent for payments online Reviewed on: 3rd June 2024

Amazing ***** service/cerdit

PayPal has been fantastic I’m able to transfer money to friends and family and to my account in seconds it’s an excellent service. The interest free purchases are great compared to credit cards etc. Reviewed on: 3rd June 2024

Amazing Transactions

Amazing, gives peace of mind when making purchases Reviewed on: 3rd June 2024

Great credit provider

PayPal customer service has always been easy to access and problems solved quickly. Pay in 3 is really useful also Reviewed on: 3rd June 2024

Great for spreading payment but shame don’t give me...

Great for spreading payment but shame don’t give me an increase so I can use it more on larger items Reviewed on: 3rd June 2024

Have never used customer service ,never had need

Have never used customer service ,never had need Reviewed on: 3rd June 2024

PayPal Credit Number 1 in every way

PayPal Credit are always available to help you 24/7! Their chat representatives are incredibly helpful and it’s Chat Bot can help you and answer your questions before even speaking to an agent. The phone lines are always available and it doesn’t take you long at all to talk to a representative. PayPal Credit is so simple to use and is readily available for anyone. It’s super safe, super friendly in terms of navigation and locating things. Happy with service received. Not to mention helping me fight fraudsters! Best payment platform in market!! Reviewed on: 3rd June 2024

I have never had a problem with PayPal

I have never had a problem with PayPal Reviewed on: 3rd June 2024

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