Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138590 reviews)

View other PayPal products

4.73

Based on 138,590 reviews, last reviewed 15th Jun 2026

4037350% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've had a very positive experience with PayPal Credit. I've had a very positive experience with PayPal Credit. It makes larger purchases more manageable by allowing flexible payments. The application proce... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

I had an old card on the payment part of the credit... I had an old card on the payment part of the credit card and PayPal did not advise me as to why my payments were being declined. I had to do a lot of ... Read more Reviewed on: 14th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (138590)

Amazing Transactions

Amazing, gives peace of mind when making purchases Reviewed on: 3rd June 2024

Great credit provider

PayPal customer service has always been easy to access and problems solved quickly. Pay in 3 is really useful also Reviewed on: 3rd June 2024

Great for spreading payment but shame don’t give me...

Great for spreading payment but shame don’t give me an increase so I can use it more on larger items Reviewed on: 3rd June 2024

Have never used customer service ,never had need

Have never used customer service ,never had need Reviewed on: 3rd June 2024

PayPal Credit Number 1 in every way

PayPal Credit are always available to help you 24/7! Their chat representatives are incredibly helpful and it’s Chat Bot can help you and answer your questions before even speaking to an agent. The phone lines are always available and it doesn’t take you long at all to talk to a representative. PayPal Credit is so simple to use and is readily available for anyone. It’s super safe, super friendly in terms of navigation and locating things. Happy with service received. Not to mention helping me fight fraudsters! Best payment platform in market!! Reviewed on: 3rd June 2024

I have never had a problem with PayPal

I have never had a problem with PayPal Reviewed on: 3rd June 2024

The 'pay in three' feature is very useful for spread...

The 'pay in three' feature is very useful for spreading a purchase out, and PayPal credit is useful for budgeting larger purchases - especially as there's no interest for a couple of months. Reviewed on: 3rd June 2024

Very simple and easy to use, acceptable interest

Very simple and easy to use, acceptable interest Reviewed on: 3rd June 2024

PayPal is easy, reliable and fast!

PayPal is easy, reliable and fast! Great deals and safe! Reviewed on: 3rd June 2024

Whenever necessary I use PayPal and it has been an e...

Whenever necessary I use PayPal and it has been an excellent means to be able to make my purchases online. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.72 from 3748 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 70029 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub