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PayPal: PayPal Credit reviews

4.73
Based on 140,012 reviews, last reviewed 15th Jun 2026
4102000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just perfect I love PayPal just amazing Just perfect I love PayPal just amazing Reviewed on: 15th June 2026
kasta31's avatar
kasta31

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140012)

My experience has been good.

5
My experience has been good. Always tells me when to pay by and by how much Reviewed on: 4th June 2024

Its been a life saver when moneys been tight.

5
Its been a life saver when moneys been tight. Easy payments and a wide range of vendors Reviewed on: 4th June 2024

It’s quick and easy to make payments and good custom...

5
It’s quick and easy to make payments and good customer service,all good Reviewed on: 4th June 2024

Very easy to use & extremely fast.

5
Very easy to use & extremely fast. My go to for online shopping Reviewed on: 4th June 2024

Easy to use and convenient

5
Really easy to use as hyperlink from many pay in 3 is interest free and incredibly convenient Reviewed on: 4th June 2024

From start to finish PayPal have been consistently g...

5
From start to finish PayPal have been consistently great Reviewed on: 4th June 2024

Easy and convinient.

5
Easy and convinient. I use till post day and spread the cost of purchases Reviewed on: 4th June 2024

manageable payments.

5
Made it possible to pay in manageable payments. Reviewed on: 4th June 2024

Very good experience when I was travelling

5
Very good experience when I was travelling Reviewed on: 4th June 2024

Easy and flexible

5
Great facility to pay online and to spread the cost. I have used over and over again and have access to 0% interest for a reasonable amount of time reducing the hardship in family budget. Reviewed on: 4th June 2024

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