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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139807)

Utterly reliable, clear information.

5
Utterly reliable, clear information. Reviewed on: 4th June 2024
Susan K's avatar
Susan K

Grate service.

5
Grate service. Interest free credit what more can I say Reviewed on: 4th June 2024
Michael France's avatar
Michael France

Would recommend compared to a credit card

4
Overall good pay in 3 is amazing and only real downside is they don't up credit limit Reviewed on: 4th June 2024
HEREZpetey's avatar
HEREZpetey

It’s enabled me to borrow money, easily and swiftly.

5
It’s enabled me to borrow money, easily and swiftly. I’ve had no issues with the app and the customer service is great. Always friendly; informative and helpful. Reviewed on: 4th June 2024
Jo 's avatar
Jo

think its a great experience using paypal

5
I think its a great experience using paypal Reviewed on: 4th June 2024
Adil H's avatar
Adil H

Outstanding Customer Service

5
Never had a problem with PayPal, including PayPal Credit. Customer service is outstanding. Always been helpful and solved queries over the phone. Reviewed on: 4th June 2024
Dean Holtz's avatar
Dean Holtz

Easy to use, nice offers, often 0% , easy and safe w...

5
Easy to use, nice offers, often 0% , easy and safe way to pay online, Reviewed on: 4th June 2024
Els's avatar
Els

always there to help , very good and easy to contact.

5
always there to help , very good and easy to contact. Reviewed on: 4th June 2024
caudwell m's avatar
caudwell m

Really helped me purchase some online items I needed.

5
Really helped me purchase some online items I needed. The payment plans are brilliant and offer lots of options. Reviewed on: 4th June 2024
Shelley H's avatar
Shelley H

Very easy to use, staff are very polite and helpful...

5
Very easy to use, staff are very polite and helpful Reviewed on: 4th June 2024
chrissy r's avatar
chrissy r

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