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PayPal: PayPal Credit reviews

4.73
Based on 140,862 reviews, last reviewed 17th Jun 2026
4140100% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

1st class on every thing always coming up with alter... 1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026
Martyn T's avatar
Martyn T

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140862)

Paypal is the Best paypal credit and flexible you d...

5
Paypal is the Best paypal credit and flexible you don't have to worry about anything when you need to purchase something on online Reviewed on: 5th June 2024

Straight forward and easy

5
Straight forward and easy to sort out any issues. Great value and so far reliable. I feel safer paying for things this way rather than giving your bank details out. Reviewed on: 5th June 2024

Must have for any PayPal account holder.

5
PayPal credit is a must have for anyone who wants to purchase a higher priced item but would like more time to pay it off. The process is very smooth and easy to use. Sometimes PayPal credit have offers where you can spend out the costs of your purchase over a longer period of time. Reviewed on: 5th June 2024

PayPal credit is so easy to use - Great to...

5
PayPal credit is so easy to use - Great to have Reviewed on: 5th June 2024

PayPal has been good for paying for things quickly w...

5
PayPal has been good for paying for things quickly would be great to have a contactless PayPal option for smart phones Reviewed on: 5th June 2024

It's a yes from me

5
Easy and quick to use. PayPal Credit gives you the option to pay in installments,interest free over a period of time. Movement through the webpage is simple to use and the dashboard review page shows you a fab overview of your account. Reviewed on: 5th June 2024

I have used PayPal credit multiple times and my expe...

5
I have used PayPal credit multiple times and my experience has been great it has helped greatly. Reviewed on: 5th June 2024

0% offers, pay in 3 option.

5
0% offers, pay in 3 option. Lots of retailers have PayPal as an option. Easy to set up an account, easy to use to make purchases and secure Reviewed on: 5th June 2024

Very help for getting to work due to work.

5
Very help for getting to work due to work. Reviewed on: 5th June 2024

Very unreliable

1
Very unreliable they keep changing T&C Reviewed on: 5th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review