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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,279 reviews, last reviewed 20th Jun 2026
4250400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026
Fantas's avatar
Fantas

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143279)

Easy to use plenty of reminders to keep you upto dat...

5
Easy to use plenty of reminders to keep you upto date very simple app thats nit overly complex Reviewed on: 6th June 2024
Bobler's avatar
Bobler

satisfied customer

5
never ever had any problems with my pay pal. i’m very happy Reviewed on: 6th June 2024
Carlie b's avatar
Carlie b

Paypal Credit is a very safe way of credit.

5
Paypal Credit is a very safe way of credit. Their customer service is excellent. Good rates too. I like to use this instead of a credit card. Very easy to use and accepted by most places. Reviewed on: 6th June 2024
Mhairi L's avatar
Mhairi L

Easy payment process.

5
Easy payment process. Never needed customer service. I like the special 0% Apr credit offers. Reviewed on: 6th June 2024
LouSey's avatar
LouSey

Alway there straightaway to help anytime and fast too

5
Alway there straightaway to help anytime and fast too Reviewed on: 6th June 2024
Yvonne W's avatar
Yvonne W

Very easy to use.

5
Very easy to use. Excellent customer service Reviewed on: 6th June 2024
AAO's avatar
AAO

PayPal provides an excellent hassle free service and...

5
PayPal provides an excellent hassle free service and peace of mind with its security features. Reviewed on: 6th June 2024
Stephen W's avatar
Stephen W

You got to sign u

5
Easy to sign up and very useful to buy those expensive items with no interest if paid over 4 months Reviewed on: 6th June 2024
Fran's avatar
Fran

Easy to access and use.

5
Easy to access and use. Great for when on a struggle. Reviewed on: 6th June 2024
Haze's avatar
Haze

Simple and easy way to pay

5
Used PayPal credit to purchase a phone to make it more affordable instead of lump sum immediately. Process was seamless and easy to do and was approved and order placed within 10 minutes. Can not recommend PayPal credit enough. They were competitive with 0% interest on my purchase and I was also able to overpay when I had a pay rise to settle the account quicker with no penalty. Reviewed on: 6th June 2024
Katy G's avatar
Katy G

Review PayPal: PayPal Credit now

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