Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,330 reviews, last reviewed 22nd Jun 2026
4298150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good dispute resolution but communication could be i... Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026
Gigi's avatar
Gigi

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144330)

Excellent credit provider with easy to use app

5
In my experience, they are an excellent online credit provider. I regularly use their Pay in 3 and 4 months free credit options and I have never paid any fees yet. I love how easy it is to use their app, to see my balances and make payments towards my credit. I prefer them to a regular credit card provider as, for example, with my high street credit card provider I cannot pay into my credit card from the app, I always have to log in on a browser from a computer or laptop, which makes thing more complicated and easier to miss payments. Reviewed on: 7th June 2024
Anna B's avatar
Anna B

Easy to use.

5
Easy to use.... can see what transaction ate made and easy to chase up suppliers if a problem Reviewed on: 7th June 2024
mariecorden@hotmail.co.uk's avatar
[email protected]

A great experience using PayPal credit , never have...

5
A great experience using PayPal credit , never have any issues and it is a very accessible platform and easy to contact. Would definitely recommend to a friend. Reviewed on: 7th June 2024
Jess H's avatar
Jess H

Interest free - saves a fortune compared to a credit...

5
Interest free - saves a fortune compared to a credit card ! Reviewed on: 7th June 2024
Larry D's avatar
Larry D

Simple and effective

5
East, straight forward transactions and provide good peace of mind over purchases Reviewed on: 7th June 2024
Stephanie S's avatar
Stephanie S

Great very helpful easy to make payments

5
Great very helpful easy to make payments Reviewed on: 7th June 2024
Emmanuel Idowu's avatar
Emmanuel Idowu

PayPal is convenient, easy to use and hassle free.

4
PayPal is convenient, easy to use and hassle free. I can send money to friends, businesses and families domestically and internationally without any worries. I feel at ease knowing that a business accepts PayPal because I know my account/money is protected. Reviewed on: 7th June 2024
Kimberley E's avatar
Kimberley E

Excellent ease of use and simple sign up.

5
Excellent ease of use and simple sign up. Reviewed on: 7th June 2024
Olly R's avatar
Olly R

I've used PayPal for years!

5
I've used PayPal for years and all they do is improve their service. Top notch! Reviewed on: 7th June 2024
Paul C's avatar
Paul C

Fast. Easy. Flawless.

5
Fast. Straightforward. Simple to use. Very fair and helpful with credit plans. Had 0 problems with PayPal over the years as a regular PayPal user! Great customer reassurance regarding purchases and subscriptions. Great flexibility with credit plans and paying off balance as and when, or with a simple direct debit setup. Reviewed on: 7th June 2024
Chris Hall's avatar
Chris Hall

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill