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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181069)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The best 4 credit

5
When i applied it was easy and fast 2 get everything done and it never taken long 2 find out if u got it or not Reviewed on: 14th July 2026

Great Experience with PayPal Credit

5
I’ve been really impressed with PayPal, especially the PayPal Credit feature. The option to spread the cost with 0% interest for 3 months after a purchase is a great benefit and makes managing larger payments much easier. The service has been simple, convenient, and reliable. Reviewed on: 14th July 2026

Excellent services and quick

5
Very safe to used quick release of money Reviewed on: 14th July 2026

What did we do before PayPal

5
A brilliant way to spread the cost of more expensive items without interest. I use PayPal all the time as it is quicker and easier than a regular credit card. Reviewed on: 14th July 2026

Online payment platforms experience..

5
I have experience using online payment platforms and managing transactions responsibly. I am comfortable communicating with customers, handling payments securely, and maintaining a professional and reliable service. Reviewed on: 14th July 2026

Paying monthly is more affordable and easy to do

4
Paying monthly is more affordable and easy to do Reviewed on: 14th July 2026

Pay pal credit is the best option to buy anything an...

5
Pay pal credit is the best option to buy anything and return the money in 4 months with 0% interest. Highly recommended Reviewed on: 14th July 2026

Thanks for PayPal it's really helping me to solve al...

5
Thanks for PayPal it's really helping me to solve alot of my buying I need Without having to worry about paying the full amount at once. Reviewed on: 14th July 2026

Simple and straightforward

5
Simple and straightforward process to get started. Clean layout and visually satisfying to help keep things accessible. Reviewed on: 14th July 2026

Finance the easy way!

5
First class service from start to finish Reviewed on: 14th July 2026

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