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PayPal: PayPal Credit reviews

4.73
Based on 142,901 reviews, last reviewed 19th Jun 2026
4233250% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and a great way of spreading costs for h... Easy to use and a great way of spreading costs for higher value purchases! I e used this for flights, hotels and more over the year, it’s fantastic. Reviewed on: 19th June 2026
CP's avatar
CP

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142901)

Their Customer Service is always supportive, helpful...

5
Their Customer Service is always supportive, helpful and friendly. Reviewed on: 5th June 2024

i use paypal credit all the time...

5
i use paypal credit all the time, i get paid weekly so make payments every week & always pay the credit amount within the 3 months so as not to incur charges it's great Reviewed on: 5th June 2024

Very easy and helpful when stuck

5
Very easy and helpful when stuck Reviewed on: 5th June 2024

Best experiences in terms of loans.

5
Best experiences in terms of loans. Easy and quick Reviewed on: 5th June 2024

My only gripe is it seems to take longer for transac...

5
My only gripe is it seems to take longer for transactions to be done, but there is obviously a reason.I like PayPal because I find it secure and always keeps me informed Reviewed on: 5th June 2024

Easy to use and helpful to pay over time

5
Easy to use and helpful to pay over time Reviewed on: 5th June 2024

peace of mind using PayPal

5
I shop with peace of mind using PayPal Reviewed on: 5th June 2024

It’s great

5
It’s great and I used it for emergency Reviewed on: 5th June 2024

PayPal is a great way to manage money due to the fac...

5
PayPal is a great way to manage money due to the fact you cancel unwanted subscriptions as well as protect my money from fraud Reviewed on: 5th June 2024

Great app

5
Easy and safe to use. Any issues are always dealt with quickly and efficiently. Reviewed on: 5th June 2024

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