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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,939 reviews, last reviewed 19th Jun 2026
4234950% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a safe way to pay I always use PayPal for safety , but don’t really like PayPal credit . Interest creeps up with no warning of payment when required Reviewed on: 19th June 2026
Linda L's avatar
Linda L

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142939)

Great , easy experience and really helpful

5
Great , easy experience and really helpful Reviewed on: 5th June 2024
Alex r's avatar
Alex r

I have had a very positive experience

5
I have had a very positive experience Reviewed on: 5th June 2024
Ana Da Silva 's avatar
Ana Da Silva

Love it!!!

5
I love PayPal credit as it allows me to buy and not tie my money up with flexibility to pay within 4 months on purchases over £100 Reviewed on: 5th June 2024
Aasiyah's avatar
Aasiyah

Good experience

5
Good experience overall using the app Reviewed on: 5th June 2024
Ionut D's avatar
Ionut D

My experience is very good whit us.

5
My experience is very good whit us.All the time when I need help,help me.Is very good and excellent. Thank you! Reviewed on: 5th June 2024
Madalin R's avatar
Madalin R

Always on top, never had problems with them.

5
Always on top, never had problems with them. Reviewed on: 5th June 2024
Amir M's avatar
Amir M

Christmas present

5
Need a credit facility for a Christmas present and was able to get paypal credit. Reviewed on: 5th June 2024
Colwyn D's avatar
Colwyn D

It’s just easy and what more can you want!

5
It’s just easy and what more can you want! So many people now expect PayPal so it’s my first choice now. Reviewed on: 5th June 2024
Russell's avatar
Russell

Its not easy to understand how to make payments in 3...

3
Its not easy to understand how to make payments in 3 as the new feature just lunps all your debt together Reviewed on: 5th June 2024
Oreoluwa O's avatar
Oreoluwa O

4 month interest free

5
Its nice having the 4 month interest free for purchasing over £100 no one else does that. Reviewed on: 5th June 2024
HollyG's avatar
HollyG

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