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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,968 reviews, last reviewed 19th Jun 2026
4236100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service always helps never lose m... Very good customer service always helps never lose money Reviewed on: 19th June 2026
Yasir Bari's avatar
Yasir Bari

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142968)

Excellent

5
Excellent service, Easy to use, and sort any issues. Reviewed on: 5th June 2024
Mark h's avatar
Mark h

I use BNPL 4 months all the time for purchases over...

5
I use BNPL 4 months all the time for purchases over £99… wish they did longer. It’s so easy to use. Reviewed on: 5th June 2024
StallyMan's avatar
StallyMan

Good reliable service with clear details

4
Good reliable service with clear details Reviewed on: 5th June 2024
Steve h's avatar
Steve h

Pay pal credit

4
Most of the time helpful to people when someone really needs Reviewed on: 5th June 2024
Ahamed j's avatar
Ahamed j

Thanks everyone at PayPal

5
I absolutely love the services offered by Paypal, I have managed to buy so many goods and furniture when I bought my house, thanks to the possibility to easily set up payments by instalment and PayPal credit. Thanks PayPal people! Reviewed on: 5th June 2024
Gabriella M's avatar
Gabriella M

Provides phenomenal flexibility.

5
Extremely easy to use, allows me phenomenal flexibility and is available on such a wide range of products and services that I’m not restricted in what and when I can purchase. Reviewed on: 5th June 2024
Neonain's avatar
Neonain

Great app, great experience, fantastic service.

5
Great app, great experience, fantastic service. Reviewed on: 5th June 2024
Tom L's avatar
Tom L

They help me to budget throughout the year.

5
They help me to budget throughout the year. Reviewed on: 5th June 2024
Carwhi's avatar
Carwhi

Phone number change

5
Surprisingly easy enough when I had to change my number. Fast customer service Reviewed on: 5th June 2024
Jolene Carvill's avatar
Jolene Carvill

Excellent service

5
Excellent service as always.. I keep my credit for emergency use and I can easily make additional payments as and when I can. Reviewed on: 5th June 2024
Bonny Lad's avatar
Bonny Lad

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