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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,995 reviews, last reviewed 19th Jun 2026
4237350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used it for a long time and can make inline iss... I've used it for a long time and can make inline issues easily. Reviewed on: 19th June 2026
Louise Kirkham's avatar
Louise Kirkham

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142995)

Simple, easy and quick.

5
Simple, easy and quick. No fuss at all. Reviewed on: 5th June 2024
Sanjeev B's avatar
Sanjeev B

Excellent service

5
Excellent gives me a few months to pay for bigger items so I can manage my money better monthly not paying it all in one lump sum would highly recommend Reviewed on: 5th June 2024
Joanne's avatar
Joanne

I have always had experience when I’ve had to get in...

5
I have always had experience when I’ve had to get in contact with PayPal and questions I’ve had were answered quickly and were very helpful Reviewed on: 5th June 2024
Mark board's avatar
Mark board

Wash and convenient

5
The service makes easy to split payments over time and the interest free grace period is perfect Reviewed on: 5th June 2024
Janis S's avatar
Janis S

Customer service

5
If any purchase is incorrect money is refunded quickly and any problems are sorted out in a timely fashion, the customer service is excellent. Reviewed on: 5th June 2024
Elizabeth L's avatar
Elizabeth L

Good as old washing machine broke down and was able...

4
Good as old washing machine broke down and was able to play for new washing machine through PayPal with installments. Reviewed on: 5th June 2024
Paul oehme's avatar
Paul oehme

Really help ful and great service

5
Really help ful and great service Reviewed on: 5th June 2024
Rahul's avatar
Rahul

PayPal is easy to use and always available

5
Easy to use and flexible. I particularly like the small monthly instalments. Reviewed on: 5th June 2024
David P's avatar
David P

Phenomenal..

5
Good platform and they give even the people with a not so good credit rating a chance Reviewed on: 5th June 2024
Adam m's avatar
Adam m

A Convenient and Flexible Payment Solution

5
PayPal Credit is a highly convenient option for managing online purchases with ease. It seamlessly integrates with your PayPal account, making it a breeze to use. The application process is quick, often offering instant approval. Reviewed on: 5th June 2024
Edgar Andrade marin's avatar
Edgar Andrade marin

Review PayPal: PayPal Credit now

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