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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143023 reviews)

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4.73

Based on 143,023 reviews, last reviewed 19th Jun 2026

4238700% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Easy to use and convenient. Would recommend Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143023)

never had any issue, always available.

never had any issue, always available. Reviewed on: 5th June 2024

Great customer service, very helpful, very quick res...

Great customer service, very helpful, very quick respond back. Reviewed on: 5th June 2024

Great experience!

Great experience! Super helpful when using this towards my holiday Reviewed on: 5th June 2024

Based on my experience,PayPal has managed to strike...

Based on my experience,PayPal has managed to strike a balance between protecting consumers rights and the interest of sellers and service providers Reviewed on: 5th June 2024

Easy and reliable way to make secure purchases

Easy and reliable way to make secure purchases Reviewed on: 5th June 2024

Very secure and customer service always available if...

Very secure and customer service always available if problems arise. Exceptionally helpful customet service agents. Reviewed on: 5th June 2024

Super easy to use and navigate and simple to underst...

Super easy to use and navigate and simple to understand Reviewed on: 5th June 2024

Great to use

Very easy to use any problems storted out straight away Reviewed on: 5th June 2024

Enough time to pay Credit

I got a credit of 800, which I used for my Ebay and Amazon purchases. Lucky for me, PayPal splitted it within a period of 4 months to complete payment. This is a very great thing. Reviewed on: 5th June 2024

Very handy!

Good for purchases over 100. No worry of late payment fees due to payapal credit pay in 4months Reviewed on: 5th June 2024

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