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PayPal: PayPal Credit reviews

4.73
Based on 140,862 reviews, last reviewed 17th Jun 2026
4140100% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

1st class on every thing always coming up with alter... 1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026
Martyn T's avatar
Martyn T

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140862)

Always great dealing with PayPal and secure,I feel s...

5
Always great dealing with PayPal and secure,I feel safe dealing with them Reviewed on: 3rd June 2024

PayPal Credit: Flexible Financing Made Easy

5
PayPal Credit offers quick, easy financing for PayPal users with flexible payments. Great for short-term needs. Reviewed on: 3rd June 2024

Good service but compound interest is a very bad thing!

4
Good service but compound interest is a very bad thing! Reviewed on: 3rd June 2024

Buy Now, enjoy, breathe and then Pay Later

5
I have used credit to help give me a little break before paying for items really helpful when pay day doesn’t aline with life and you need to make that purchase a little ahead of time. It’s now my preferred way of paying. Reviewed on: 3rd June 2024

Great service, just so easy to use

5
Great service, just so easy to use Reviewed on: 3rd June 2024

Excellent service

5
PayPal helped cancel and unauthorised transaction Reviewed on: 3rd June 2024

Great customer care and communication

5
Great customer care and communication Reviewed on: 3rd June 2024

Excellent credit

5
Easy to apply, great interest rate Reviewed on: 3rd June 2024

Love paypal!

5
Love paypal! Always feel safe when using it. The offers are always helpful and great way to build credit Reviewed on: 3rd June 2024

Nice service

5
Great for me to back interest free for 4 months. can get the items I want when they’re on a dea. Reviewed on: 3rd June 2024

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