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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181068)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit was really helpful when I was stuck fi...

5
PayPal credit was really helpful when I was stuck financially Reviewed on: 14th July 2026

PayPal is super easy and helps with budgeting

5
Shopping with PayPal is super easy and helps with monthly budgeting. 0% for 3 months lets me treat myself without the guilt. Updates on balance and payment due dates is convenient - plus I can set up a direct debit to make sure I never miss a payment. Reviewed on: 14th July 2026

Excellent Credit Option with Easy Management

5
I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the online account makes it simple to keep track of balances and due dates. It’s a convenient option for spreading the cost of larger purchases, and I’ve found the service reliable and easy to use. Overall, I’m very satisfied and would recommend it to anyone looking for a flexible credit solution. Reviewed on: 14th July 2026

I recommend for all people to use PayPal the best on...

5
I recommend for all people to use PayPal the best online Reviewed on: 14th July 2026

Me gusta rapida,simple y segura ya la recomende a mi...

5
Me gusta rapida,simple y segura ya la recomende a mis amigoa Reviewed on: 14th July 2026

PayPal is very diverse and welcoming

5
PayPal has different ways to pay through different retailers,I has a means to suit every purchase and financial handling,I,ve always found PayPal very user friendly and stress free,advisors are on hand and there if you need them just a phone call away or on chat Reviewed on: 14th July 2026

Top service easy to use

5
Top service easy to use recommend friend and family Reviewed on: 14th July 2026

Great service

4
I've enjoyed using PayPal particularly because of the 4 months interest free period and pay in 3 options. This helps my cash flow at no additional cost. Reviewed on: 14th July 2026

If l have had trouble to get into my account and hav...

5
If l have had trouble to get into my account and have to contact Pal-Pay. l will tell you this they are freindly, understanding, listern to what you are saying to them, in no rush, They explain everything clearly to you and talk the way though your problem. And they are very, very helpful, !00%. Staff are fantastic.. Reviewed on: 14th July 2026

Safe,Easy and secure to use.

5
Safe,Easy and secure to use.I recommend to my friends and family as well Reviewed on: 14th July 2026

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