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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is the best

Great options with payments from credit, to cash transfers and payments accross 3 pays Reviewed on: 30th May 2025

It’s no fuss just simple nothing hidden just how it...

It’s no fuss just simple nothing hidden just how it should be . Reviewed on: 30th May 2025

Nice and simple, quick and easy to use

Nice and simple, quick and easy to use Reviewed on: 30th May 2025

I love PayPal and use it all the time.

I love PayPal and use it all the time, I especially like being able to spread the cost of things I want over 3 months and also knowing it’s a secure way of paying for things Reviewed on: 30th May 2025

Always very clear

Always very clear, professional and supportive Reviewed on: 30th May 2025

Ease of use

Ease. Of use and very clear and precise Reviewed on: 30th May 2025

Always use PayPal when I can for purchases, prefer i...

Always use PayPal when I can for purchases, prefer it to using my debit card for many reasons. Reviewed on: 30th May 2025

Poor customer service not responding well

Poor customer service not responding well Reviewed on: 30th May 2025

Just generally a good service, everyone I would have...

Just generally a good service, everyone I would have an issue, a very professional person would deal with it and I don’t have to go I breath length to wxplain the issue, the person would generally understand and find a solution. Reviewed on: 30th May 2025

Best PayPal service

I've bought many things via PayPal it is safe, fast and secure payment. Even 2-3 times in 10 years I've done wrong payment and everything was sorted really fast. Reviewed on: 30th May 2025

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