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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,675 reviews, last reviewed 12th Jun 2026
3949850% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Will always use PayPal Pay in 3 when off Anytime it is offered I will use PayPal Pay in 3...I really like being able to spread the payments over 3 months. Reviewed on: 12th June 2026
J Lawson's avatar
J Lawson

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136676)

Works well

5
I never had any issues, all works very well Reviewed on: 26th May 2024
Georgi K's avatar
Georgi K

It’s a good service but can be easy to overspend, th...

4
It’s a good service but can be easy to overspend, thankfully I’ve managed to get my spending sorted and now I’m in a much better position. It really helps out when in a pinch or making purchases that could go wtong Reviewed on: 26th May 2024
Sophie S's avatar
Sophie S

Managing money with Paypal

5
Brought various items using PayPal pay in 3 absolutely brilliant, easy to use & quick. Great way of managing your money when theres so many demands on our incomes. You can still buy the things you need. In a responsible way Reviewed on: 26th May 2024
Big Si's avatar
Big Si

It’s there when I need it.

5
It’s there when I need it. Handy for social media purchases Reviewed on: 26th May 2024
claudia w's avatar
claudia w

Very good and helpful in rainy days

5
Very good and helpful in rainy days Reviewed on: 26th May 2024
Naima Jamil's avatar
Naima Jamil

PayPal is so easy

5
I have used pay in three and PayPal credit alongside straightforward payments and sending payment to friends. It’s so easy to use and the app is simple. Reviewed on: 26th May 2024
Sarah S's avatar
Sarah S

I have used PayPal credit on numerous occassions and...

5
I have used PayPal credit on numerous occassions and its very easy to use and helps to give you a little extra time to pay off your purchase. Reviewed on: 26th May 2024
VJ's avatar
VJ

Happy long term user

5
I have been using PayPal for many years and it has become a very versatile and reliable payment method which I try to use when possible for online payments. With the addition of the PayPal Credit options it makes spreading the cost of some larger purchases much easier and is very easy to manage repayments and monitor your account. Reviewed on: 26th May 2024
Peter Tullett's avatar
Peter Tullett

A very good service.

5
A very good service. They always help if there is a problem with a payment and get it rectified as soon as possible. Reviewed on: 26th May 2024
Barbara C's avatar
Barbara C

0% interest and easy and clear communication about r...

5
0% interest and easy and clear communication about repayment, what more would I want? Reviewed on: 26th May 2024
MarL's avatar
MarL

Review PayPal: PayPal Credit now

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