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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,762 reviews, last reviewed 12th Jun 2026
3953650% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pleased with Nice and easy process recommended Reviewed on: 12th June 2026
Constantin 's avatar
Constantin

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136762)

Trustful, quickly solve problems

5
Trustful, quickly solve problems Reviewed on: 26th May 2024
Kamila K's avatar
Kamila K

For large purchases, PayPal has kept any worries off...

5
For large purchases, PayPal has kept any worries off of my mind and it has been very easy to use very quickly. Reviewed on: 26th May 2024
JF's avatar
JF

Using PayPal for a few years now ,I feel it very sec...

5
Using PayPal for a few years now ,I feel it very secure and safe Reviewed on: 26th May 2024
Oliver McFarland 's avatar
Oliver McFarland

Paypal pay in 3 interest free is a excellent service.

5
Paypal pay in 3 interest free is a excellent service. Reviewed on: 26th May 2024
Alan R's avatar
Alan R

The customer service is very helpful

4
The customer service is very helpful Reviewed on: 26th May 2024
Jes's avatar
Jes

Safe and reliable.

5
Never had any problems with PayPal. Always a reliable and safe way to purchase and send money. I always look out for the PayPal symbol before I make a purchase. It feels a lot safer. Reviewed on: 26th May 2024
Luke M's avatar
Luke M

I have had paypal credit for many years now .

5
I have had paypal credit for many years now .I think its great comes in very handy for time s when things break down like electricals . Then you can pay back with interest free 4-12 months . I rate it 1000 % Reviewed on: 26th May 2024
Linzie c's avatar
Linzie c

I have been with PayPal for many many years and have...

5
I have been with PayPal for many many years and have never had any issues or problems whatsoever. I find it the most convenient and easiest way to pay for all transactions online Reviewed on: 26th May 2024
Mrs D's avatar
Mrs D

I have been with PayPal for so many years I found th...

4
I have been with PayPal for so many years I found that it is the best Reviewed on: 26th May 2024
Chee K's avatar
Chee K

Not to good one.

4
Not to good one. More need to be done to make customers understand what and how PayPal credit works Reviewed on: 26th May 2024
Gabriel A's avatar
Gabriel A

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