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PayPal: PayPal Credit reviews

4.73
Based on 136,830 reviews, last reviewed 12th Jun 2026
3956850% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward to use, makes checkout very quick. Very straightforward to use, makes checkout very quick. Reviewed on: 12th June 2026
David's avatar
David

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136830)

Seamless

5
PayPal is a secure and fantastic, one-stop method to pay for items purchases online and in-store. Definitely the best out there! Reviewed on: 26th May 2024

It’s always my 1st choice for payments as I k ow tha...

5
It’s always my 1st choice for payments as I k ow that is something goes wrong then they will help me sort it out. Reviewed on: 26th May 2024

Very happy, easy to use and helps when you have prob...

5
Very happy, easy to use and helps when you have problems Reviewed on: 26th May 2024

So easy, helps buy items you may think twice about...

5
So easy, helps buy items you may think twice about Reviewed on: 26th May 2024

Easy Peasy

5
PayPal credit has always been an quick, easy & efficient way to pay for stuff. Reviewed on: 26th May 2024

Amazing!

5
So easy to use and it’s all clear when I need to make a payment in the app. Reviewed on: 26th May 2024

Easy to managesimple and fast

5
Easy to manage, simple and fast website. Easy to keep track of payments, offering different payment terms. Reviewed on: 26th May 2024

Great flexibility

5
Great flexibility on items to buy. And PayPal always gives you reminders so you never miss a payment Reviewed on: 26th May 2024

Simple & secure

5
Simple & secure, couldn’t be easier Reviewed on: 26th May 2024

Interest free payments over 4 months

5
It’s easy to use if you see something you can get it straight away and spread the cost with the 4 months free credit. Reviewed on: 26th May 2024

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