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PayPal: PayPal Credit reviews

4.73
Based on 136,872 reviews, last reviewed 12th Jun 2026
3958900% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

New pizza oven So easy and secure to use new pizza oven on the way Reviewed on: 12th June 2026
GG's avatar
GG

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136872)

Really handy for online purchases, never paid intere...

5
Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024

Never had problem

5
Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024

I have used PayPal for many years and have found the...

5
I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024

All very good communication and support

5
All very good communication and support Reviewed on: 26th May 2024

Simple and straightforward service, very easy to acc...

5
Simple and straightforward service, very easy to access, approval is immediate and interest is very low, I’ve found this immensely helpful for purchases I need a little extra time to pay for and it doesn’t feel oppressive or pushy like some credit services. Reviewed on: 26th May 2024

Very good and excellent way to use as safe payments.

5
Very good and excellent way to use as safe payments. Reviewed on: 26th May 2024

Amazing service!!!!

5
PayPal has always allowed me to pay for items that I can’t afford outright through pay in 3 and recently allowed me credit which is a great use with no interest. Any issues I have ever experienced have been dealt with by the excellent customer service team. Very efficient business. Reviewed on: 26th May 2024

PayPal recommended

5
Fantastic and easy to use. PayPal credit has been fantastic too.! Reviewed on: 26th May 2024

Always there

5
Always there when you want them. Reviewed on: 26th May 2024

PayPal is such an amazing payment platform with lots...

5
PayPal is such an amazing payment platform with lots of incredible offers and saving tips for its customers. I’ve been using PayPal for some years and it has since been the safest checkout for all my online transactions. Paypal credit and pay in 3 options are some of the incredible offers I get using PayPal and it has been a life saving, when am low on cash and need to get something urgently, it gives me the chance to repay instalmentally in my own convenience. PayPal is the best and I will always recommend to family and friends. Reviewed on: 26th May 2024

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