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PayPal: PayPal Credit reviews

4.73
Based on 136,938 reviews, last reviewed 12th Jun 2026
3961900% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay pal used it for years. Love pay pal used it for years. Always speedy and reliable. Reviewed on: 12th June 2026
arabella j's avatar
arabella j

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136938)

I find it useful practical

5
I find it useful & easy to use when buying Reviewed on: 27th May 2024

smooth payment experience

4
smooth payment experience and less chances of fraudulent transactions Reviewed on: 27th May 2024

Buy now pay later has helped me and my other half im...

5
Buy now pay later has helped me and my other half improve our home and spread the cost affordably Reviewed on: 27th May 2024

fast, safe and secure

5
It's a fast, safe and secure service that not many other companies do like PayPal. Reviewed on: 27th May 2024

Never had an issue

5
Used PayPal credit for years now always been great never had any issues, not used the customer service side as never needed to as it stands Reviewed on: 27th May 2024

Londoner

5
I like the options given of different ways to pay like paying over 3 months; or use credit etc. very useful Reviewed on: 26th May 2024

Paypal is great, PayPal credit and the flexibility i...

5
Paypal is great, PayPal credit and the flexibility it offers is also quite unique in terms of having different plans to choose from. Reviewed on: 26th May 2024

The service is convenient and has given me flexibili...

4
The service is convenient and has given me flexibility to purchase items and spread the cost in a manageable fashion whilst retaining visibility of my spending. Overall Paypal is easy to use and reliable. Reviewed on: 26th May 2024

PayPal is very simple and transparent to use, it mak...

5
PayPal is very simple and transparent to use, it makes payments across the web seamless Reviewed on: 26th May 2024

Easy and secure falixable payment and friendly staff

5
Easy and secure falixable payment and friendly staff Reviewed on: 26th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review