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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,989 reviews, last reviewed 12th Jun 2026
3964200% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026
Tiffanie 's avatar
Tiffanie

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136989)

I use PayPal credit for most of my purchases on eBay...

5
I use PayPal credit for most of my purchases on eBay and it's great Reviewed on: 27th May 2024
rob's avatar
rob

Easy straightforward ways to pay.

5
Easy straightforward ways to pay. Reviewed on: 27th May 2024
Gareth Fuge's avatar
Gareth Fuge

I would definitely recommend PayPal as they are exce...

5
I would definitely recommend PayPal as they are excellent at responding to any queries and I have had no problems with them at all Reviewed on: 27th May 2024
Paulette t's avatar
Paulette t

Very easy to set up and manage

5
Very easy to set up. Very clear information in the app on payments made and balance still due. Reviewed on: 27th May 2024
Peter C's avatar
Peter C

There is not a lot to say but that when I had an iss...

5
There is not a lot to say but that when I had an issue it was resolved right away. I gave the details and it was look in to. The time scale give were good as in a few days it was all sorted. It was when I had something gone out of my account and still not received the good. X Reviewed on: 27th May 2024
Nipa's avatar
Nipa

Simple & useful

5
Paypal Credit was my introduction to credit and lending. It has been so simple to manage via the app and helped to improve my credit score from a young age. Reviewed on: 27th May 2024
Jamie Partridge's avatar
Jamie Partridge

PayPal interest free

5
PayPal credit is my go to payment through PayPal, the 3 months interest free is very beneficial giving you a little breathing space to make larger financial purchases at no extra cost. Reviewed on: 27th May 2024
Jonathon Brown's avatar
Jonathon Brown

Love PayPal Credit

5
So easy to deal with and great products, I couldn’t recommend enough as use PayPal credit all the time. easy to set up and use. Reviewed on: 27th May 2024
Julia H's avatar
Julia H

Paypal Credit has been a game changer for me.

5
I have been using Paypal credit for years to pay for holidays. I always pay the credit off within the four month limit to avoid interest charges. In a world where very little financial help is offered, I see Paypal Credit as a real lifeline for the normal person. Reviewed on: 27th May 2024
Neil C's avatar
Neil C

Flexible payments are a bonus

5
You have a set payment each month but if you have a little extra left at the end of the month you can pay this off your total bill which can help to cut the length of the loan term. Reviewed on: 27th May 2024
Michael F's avatar
Michael F

Review PayPal: PayPal Credit now

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