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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,125 reviews, last reviewed 11th Jun 2026
3924550% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and fair. Always have and no doubt will continue to be a fantastic service provider Reviewed on: 11th June 2026
Sean Selcraig's avatar
Sean Selcraig

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136125)

Convenient and Flexible Online Financing

5
As a frequent online shopper in the UK, I've found PayPal Credit to be incredibly convenient. The application process was quick, and I received an instant approval. One of the biggest benefits is the four months of interest-free financing on purchases over £99, which has been great for spreading out payments on larger buys without worrying about extra costs. Reviewed on: 24th May 2024
Valentin B's avatar
Valentin B

Also a great experience!

5
I feel confident in using paypal Reviewed on: 24th May 2024
Maria H's avatar
Maria H

Very happy with paypal and paypal credit

5
Very happy with paypal and paypal credit Reviewed on: 24th May 2024
Dragos N's avatar
Dragos N

PayPal is always so seemless and smooth

5
PayPal is always so seemless and smooth ever since I signed ip years and years ago. Never a bad experience. Reviewed on: 24th May 2024
Liam harman 's avatar
Liam harman

Really easy to use and safe,use it all the time when...

5
Really easy to use and safe,use it all the time when purchasing Reviewed on: 24th May 2024
Derek M's avatar
Derek M

So easy to use and you can plan how long to make rep...

5
So easy to use and you can plan how long to make repayments to suit your budget Reviewed on: 24th May 2024
Gary P's avatar
Gary P

Great credit system, easy to use

5
Great credit system, easy to use Reviewed on: 24th May 2024
Bikram S's avatar
Bikram S

I’m feel confident that to make payment through by P...

5
I’m feel confident that to make payment through by PayPal. Reviewed on: 24th May 2024
Ramona C's avatar
Ramona C

It is helpful when I need money, and I can pay littl...

5
It is helpful when I need money, and I can pay little by little whenO can repay Reviewed on: 24th May 2024
Menu's avatar
Menu

Convenient and trustworthy

5
Always informed if/when a payment is due. If an issue is raised PayPal has always resolved quickly. My only issue it would be convenient to have access on Amazon shopping Reviewed on: 24th May 2024
Dan's avatar
Dan

Review PayPal: PayPal Credit now

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