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PayPal: PayPal Credit reviews

4.73
Based on 136,051 reviews, last reviewed 11th Jun 2026
3921050% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit options Great credit options, everyone should find best offer for their purchases. Customer service helpful. The only cons is that any interest purchase are p... Read more Reviewed on: 11th June 2026
Karina's avatar
Karina

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136051)

Very good experience for me.

5
Very good experience for me. Im use first time pay. Paypal use app easy way Reviewed on: 24th May 2024

PayPal allows me to pay in instalments, with multipl...

5
PayPal allows me to pay in instalments, with multiple stores and provides staments on what I spend. Reviewed on: 24th May 2024

PayPal is very quick and easy to use, provides you w...

5
PayPal is very quick and easy to use, provides you with a sense of security Reviewed on: 24th May 2024

PayPal has been great since have been using it

4
PayPal has been great since have been using it Reviewed on: 24th May 2024

Fast , easy & secure PayPal credit

5
I have used PayPal credit to pay for everything including holidays. It is accepted everywhere and is a secure and easy way to pay for your purchases. I particularly like to use the 4 months interest free offers , affordable and free if you clear your balance. Reviewed on: 24th May 2024

Spread the cost of my shopping over 4 months without...

5
Spread the cost of my shopping over 4 months without paying interest. Great. Reviewed on: 24th May 2024

Paypal has changed my life when it comes to finances.

5
Paypal has changed my life when it comes to finances. Most of the time I don't have cash available for shopping as my money goes on the mortgage and bills. This way I can buy things and pay back in small amounts. Reviewed on: 24th May 2024

My best financial partner

5
Very easy to use, money that I could use when needed Reviewed on: 24th May 2024

Safe and easy

5
Always feel safe using PayPal to make purchases online Reviewed on: 24th May 2024

Great experience

5
I enjoy using paypal for most of my online purchases and have had peace of mind. Reviewed on: 24th May 2024

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