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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107379 reviews)

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4.90

Based on 107,379 reviews, last reviewed 15th May 2026

2608050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service easy to use. Great service easy to use. 0% on large items make it easy to budget for. Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107379)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I love using PayPal easy to use and make payments...

I love using PayPal easy to use and make payments Reviewed on: 13th May 2026

Well organised website, clear to get to every option...

Well organised website, clear to get to every option and good customer service Reviewed on: 13th May 2026

Only had good experiences.

Only had good experiences. Good app and 0% for 4 months is very helpful Reviewed on: 13th May 2026

Easy peasy

Just quick and easy to navigate even for a pensioner Reviewed on: 13th May 2026

Very quick and easy to apply and use.

Very quick and easy to apply and use. When I lost my card, super quick to help me and send a new card. Reviewed on: 13th May 2026

I love Paypal , the rates are great and the Pay in t...

I love Paypal , the rates are great and the Pay in three option it helped me out a lot with so many unexpected spendings. Reviewed on: 13th May 2026

Very useful for immediate use and to spread the paym...

Very useful for immediate use and to spread the payments across a period of time making life a bit easier in these current times when things are a bit tough Reviewed on: 13th May 2026

Easy, Fast & Reliable Payments

PayPal is super easy to use and makes online payments quick and secure. Sending and receiving money is smooth, and I’ve had a good experience overall. Definitely a reliable payment app. Reviewed on: 13th May 2026

I am a PayPal user since 2011 and I very satisfied.

I am using PayPal since 2011 and I very satisfied. Reviewed on: 13th May 2026

PayPal credit helped me to resolve financial issues

PayPal credit helped me to resolve financial issues Reviewed on: 13th May 2026

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