Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181067 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181067)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using PayPal for several years now and h...

I have been using PayPal for several years now and have never had any problems. Reviewed on: 14th July 2026

Excellent service, good customer service, easy to us...

Excellent service, good customer service, easy to use app, great option to choose from eg: pay in 3, credit card and more. Reviewed on: 14th July 2026

improve payment

Please improve the transaction overview so the debits and credits are clearly visible. Also, regarding loans—when I have two different ones, I never know which one the money will be deducted from or how much. Please allow us to choose which loan to pay from and specify the amount to allocate. Best regards, Aron. Reviewed on: 14th July 2026

Unbelievable I love PayPal better than any bank

Unbelievable I love PayPal better than any bank Reviewed on: 14th July 2026

I have had no issues with using the pay in 3 or payi...

I have had no issues with using the pay in 3 or paying for items using paypal. Reviewed on: 14th July 2026

I’ve been using PayPal for quite a while, and my exp...

I’ve been using PayPal for quite a while, and my experience has been excellent. The platform is easy to use, payments are processed quickly, and I appreciate the extra layer of security when shopping online. The buyer protection feature also gives me peace of mind whenever I make a purchase. Overall, PayPal is a reliable and convenient payment service that I would definitely recommend. Reviewed on: 14th July 2026

PayPal needs to improve their services , there’s so...

PayPal needs to improve their services , there’s so many apps like Klarna clear pay does better job . Reviewed on: 14th July 2026

It's very handy as it's a trusted payment.

It's very handy as it's a trusted payment. Reviewed on: 14th July 2026

Ease of use and multiple offerings and benefits.

Ease of use and multiple offerings and benefits. Reviewed on: 14th July 2026

Easy to use, customer service is reliable and easy.

Easy to use, customer service is reliable and easy. No brainer Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101236 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub