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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use app and experience, simple ands easy.

Easy to use app and experience, simple ands easy. Reviewed on: 14th July 2026

Never had any problems easy to use

Never had any problems easy to use Reviewed on: 14th July 2026

PayPal recommendation

I’m am totally confident using PayPal to deal with my money transactions. Reviewed on: 14th July 2026

Paypal credit is great for buying things that you ma...

Paypal credit is great for buying things that you may not quite have enough for. Or just spreading the cost in general so you don't have to spend a huge lump sum in one go. Reviewed on: 14th July 2026

A friend introduce me to paypal and i applied for it...

A friend introduce me to paypal and i applied for it withing second i was approve. Reviewed on: 14th July 2026

Doesn’t provide a good amount of credit

Doesn’t provide a good amount of credit Reviewed on: 14th July 2026

Always excellent service.

Always excellent service. Keeps me notified every step. Reviewed on: 14th July 2026

Responsible lender, however they stop my account bef...

Responsible lender, however they stop my account before contacting me. Reviewed on: 14th July 2026

PayPal is quite easy to use.

PayPal is quite easy to use. The introduction of points is also good and beneficial Reviewed on: 14th July 2026

PayPal just works !

PayPal just works, nothing more to add. Reviewed on: 14th July 2026

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