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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148142 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148142)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Enjoyed the service especially find the 4 month inte...

Enjoyed the service especially find the 4 month interest free repayment option helpful Reviewed on: 1st July 2026

It’s so quick and easy, which ever no country i...

It’s so quick and easy, which ever no country i am in Reviewed on: 1st July 2026

Have always been helpful and the APR is reasonable

Have always been helpful and the APR is reasonable Reviewed on: 1st July 2026

Have been using Paypal for over 20 years and have ha...

Have been using Paypal for over 20 years and have had no concerns at all. Trusted by me and a great help to spread costs of items needed. Reviewed on: 1st July 2026

Good experience, buyer protection, very helpful and...

Good experience, buyer protection, very helpful and fast Reviewed on: 1st July 2026

Such a safe platform !

Love Pay Pal, its fast and i feel safe using the service Reviewed on: 1st July 2026

Fantastic service.

Been using PayPal for many years and it has been a hassle free service. I had my account hacked once and when I found out,PayPal sorted the issue out in no time at all. Great company. Reviewed on: 1st July 2026

Amazing customer support, quick and efficient, I hav...

Amazing customer support, quick and efficient, I have once made an error and explained to them it was not in bad faith, they have been very understanding and helped me with the process of fixing the error Reviewed on: 1st July 2026

Paypal has been a game changer!

I use paypal regularly for transactions for online purchases. Paypal has helped in many ways especially when I had issues with a transaction. Very easy to use and has been a great benefit for me. Paypal is amazing for online purchases and would reccomend it as a safe platform. Reviewed on: 1st July 2026

Just always easy to uso easyse and fast and effective

Just always easy to use and fast and effective Reviewed on: 1st July 2026

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