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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107438 reviews)

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4.90

Based on 107,438 reviews, last reviewed 15th May 2026

2610700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good overall On the whole I’ve been happy with my overall experience Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107438)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Review One

Live chat could be improved for quicker customer service and resolutions. Reviewed on: 13th May 2026

easy to use

Always easy to use and so convenient and safe Reviewed on: 13th May 2026

My go to finance provider

Always available on the eBay and other important websites and apps. Easy to apply for and then manage through the PayPal app. Great offers and interest rates that make it a no brainer! Reviewed on: 13th May 2026

Helpful Team That Listens To Customers and Act.

I have been using PayPal for yeatsand i am very impressed. Their team have been understanding and quick to resolve matters and they put customers first. PayPal has been excellent. Transactions are fast and efficient, and their customer service is genuinely helpful. What I appreciate most is how understanding they are when issues come up. They actually listen to customers. Makes sending and receiving money stress-free. Reviewed on: 13th May 2026

Using PayPal is quick easy and safe and you know you...

Using PayPal is quick easy and safe and you know you e always got a guarantee using them Reviewed on: 13th May 2026

It's not what you've got! It's the way that you do it!

Heart warming experience knowing I can get 0% on key purchases when needed or if good offers are in place. Reviewed on: 13th May 2026

Quick and easy to use love the 4 months interest fre...

Quick and easy to use love the 4 months interest free also the few problems I’ve had with retailers pay resolved it wuicky Reviewed on: 13th May 2026

Never had a issue

Never had a issue using PayPal would recommend to anyone Reviewed on: 13th May 2026

I found the credit card Easy to apply for and keep t...

I found the credit card Easy to apply for and keep track of spending though the PayPal app. Found it easy to make payments. Would recommend to friends and family. I will continue to use the card for future purchases Reviewed on: 13th May 2026

My PayPal

Great to be able to buy instantly and pay pal take care of the payment Reviewed on: 13th May 2026

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