Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,679 reviews, last reviewed 10th Jun 2026
3768200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is an easy, convenient and secure way to pay. PayPal is an easy, convenient and secure way to pay. I feel happy knowing any transaction is supported. PayPal credit os an added bonus that at times ... Read more Reviewed on: 10th June 2026
Nate H's avatar
Nate H

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132679)

Excellent

5
Very good. Helps withe the putchase and pay later Reviewed on: 14th May 2024
Konrad P's avatar
Konrad P

secure, reliable and flexible

5
PayPal has been secure, reliable and when contacted give excellent service. Services are flexible and easily managed in a user friendly app Reviewed on: 14th May 2024
dean n's avatar
dean n

Great account

5
PayPal helped out hugely at son's wedding Reviewed on: 14th May 2024
Mohammad Sheikh's avatar
Mohammad Sheikh

Comfort and Security

5
Its amazing how easy it is to use PayPal in so many different places and its really secured as well. Reviewed on: 14th May 2024
Salman T's avatar
Salman T

Easy and safe to use

5
I am with PayPal for over a decade and find it easy and safe to use when shopping online, booking flights and sending money to friends and family. PayPal Credit and Pay in 3 are very handy to have. Paying for something in a different currency vis PayPal would not probably my first choice though. Reviewed on: 14th May 2024
Lara's avatar
Lara

Fantastic, used for years and now was pre approved f...

5
Fantastic, used for years and now was pre approved for credit with them, couldn’t be easier. High limit, easy instructions of when to pay back and lots of options for 0% interest for a few months. Reviewed on: 14th May 2024
Frances P's avatar
Frances P

Saved me on several occasions.

5
Saved me on several occasions. I always know I have it to bounce back on should I need something urgently and not have enough money to pay for it that particular month. It’s really easy to use and I would recommend it to everyone. Reviewed on: 14th May 2024
Holly S's avatar
Holly S

Streamlined.

5
Use PayPal for lots. Easy. Streamlined.. Reviewed on: 14th May 2024
Damion L's avatar
Damion L

PayPal Credit is a convenient financial tool

5
PayPal Credit is a convenient financial tool, offering flexible payment options. Reviewed on: 14th May 2024
Farrukh Imtiaz's avatar
Farrukh Imtiaz

User friendly, Best Value, Highly Recommend

5
User friendly, Best Value, Highly Recommend Reviewed on: 14th May 2024
Rameesh m's avatar
Rameesh m

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill