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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use and most of all very convenient.

5
Very easy to use and most of all very convenient. I use the app very often, Reviewed on: 20th July 2026

Quick and easy for making payments.

5
Quick and easy for making payments. Great ways to pay for more costly items. Reviewed on: 20th July 2026

No issues.

4
No issues. I do think the activity section could be updated so i can see other purchases all the time rather than just the ones that are over £99 with 0% interest. Sometimes paying things off when you can't see them there anymore can be confusing. But over all can't complain. Available on a wide range of platforms too. Reviewed on: 20th July 2026

Easy to handle and really helpful when you want to m...

5
Easy to handle and really helpful when you want to make monthly payments if you don't have full upfront payment. Reviewed on: 20th July 2026

easy to use helping wery much buy more expensive pr...

5
easy to use helping wery much buy more expensive products Reviewed on: 20th July 2026

PayPal is the best!

5
I have used PayPal credit and PayPal in general for years now and they have always been an advisor there to help with any issue. Reviewed on: 20th July 2026

Good experience I wish it was simpler

4
Good experience I wish it was simpler Reviewed on: 20th July 2026

It's been really good for making large purchases and...

5
It's been really good for making large purchases and to spread the payments Reviewed on: 20th July 2026

Good service space for improvement

4
Good but could be better, it is space for more improvements Reviewed on: 20th July 2026

Im very happy with PayPal and the way it works...

5
Im very happy with PayPal and the way it works Reviewed on: 20th July 2026

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