Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107574 reviews)

View other PayPal products

4.90

Based on 107,574 reviews, last reviewed 15th May 2026

2617100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107574)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal is first rate

My overall experience with PayPal over many years has been excellent. Reviewed on: 13th May 2026

I have been a PayPal customer for many years.

I have been a PayPal customer for many years. Always reliable, affordable and have never had any issues or complaints about any of the services they offer. Reviewed on: 13th May 2026

Sometimes I find the app a little bit clunky, but ov...

Sometimes I find the app a little bit clunky, but overall good Reviewed on: 13th May 2026

I had excellent customer service experience with my...

I had excellent customer service experience with my PayPal Reviewed on: 13th May 2026

Got a miss payment in February 24 as a payment what...

Got a miss payment in February 24 as a payment whatnot taken from my card account what you had for my payments and never had trouble with which my bank would confirm and couldn’t get intouch with anyone to question about it I was very annoyed as I’m 69 and never mist a payment on any of my bills in my life and it left a mark on my clear score account but other than that I think PayPal good and easy to use I tend to use it as it gives me some protection and I don’t have to keep giving my card numbers out every purchase Reviewed on: 13th May 2026

Quick and safe, convenient options for payments, rel...

Quick and safe, convenient options for payments, reliable Reviewed on: 13th May 2026

Easy to use and extremely convenient

Easy to use and extremely convenient Reviewed on: 13th May 2026

Always helpful!

Whenever I needed support PayPal is always there to assist me in any way I need It! Cannot fault the customer service and all they can offer! Thank you Reviewed on: 13th May 2026

Fast simple and easy to use

Very good and convenient, helps with purchasing without having to pay all at once, good to spread the cost Reviewed on: 13th May 2026

New website looks good - I was able to check my acco...

New website looks good - I was able to check my account with ease Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51022 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub