Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148222 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148222)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Simply to use!

So far I have used paypal credit for about a year and I find it easy to use and I like having the 4 months free whenever I want to spread a big purchase. Also it is nice to use their app to keep track on what I spend. Reviewed on: 1st July 2026

Great stuff thank you.

Great stuff thank you. A++++++*++++++*** Reviewed on: 1st July 2026

Great service, can be trusted no limits

Been a customer for so many years, and their service has been 5 stars! They resolve disputes, offer financial help and transactions are stress free! Recently I added their debit and credit card. Only benefits Reviewed on: 1st July 2026

My experience with PayPal credit is that it has enab...

My experience with PayPal credit is that it has enabled me to manage my finances without much stress. Reviewed on: 1st July 2026

Have nothing to complain about.

Have nothing to complain about. It just works! Reviewed on: 1st July 2026

Helpful service.

Helpful service. When you need to buy securely it helps to have the backing of PayPal. Reviewed on: 1st July 2026

Paypal experience

I find PayPal very secure and great Reviewed on: 1st July 2026

Excellent way to pay.

Excellent way to pay. Always helpful with reminders as well as with terms and conditions. Reviewed on: 1st July 2026

Savvy and simple

So simple to use, and they deal with issues very promptly. I pay with PayPal whenever I can as it gives me peace of mind. Reviewed on: 1st July 2026

User friendly platform

User friendly platform, good customer service when required. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79334 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub