Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I like PayPal

5
I like PayPal app it’s very flexible with a lot of options I just don’t like the high fees for international transactions. Reviewed on: 14th July 2026

PayPal Power

5
I’ve never had an issue with PayPal or a PayPal Credit. The options for pay later are vast, the option is almost always there at checkout if i need it, otherwise I’m avoid up use my Apple Pay wallet cards which has become a game changer. The security of the login with Face ID and codes mean i always feel secure. I can always get any support via the app fast and without having to give any details as it recognises who I am as I’m logged into it. Reviewed on: 14th July 2026

A very easy and manageable way to pay for goods.

5
A very easy and manageable way to pay for goods. And the 6 months 0% makes it alot more accessible for everyone. Reviewed on: 14th July 2026

Application process was so easy I did have a little...

5
Application process was so easy I did have a little issues with the direct debit but that was also sorted in one simple call as it should be everywhere but it is sadly not. Pleased with the service so far Reviewed on: 14th July 2026

I am pleased with the service no complaints

5
I am pleased with the service no complaints Reviewed on: 14th July 2026

I'm happy with paypal services.

5
I'm happy with paypal services. I'll recommend PayPal Reviewed on: 14th July 2026

Positive experience

5
I have always had a positive experience with PayPal. My only complaint was payments on PayPal credit balance used to be unclear. Customer service have always resolved any problems I have had super quickly. My money feels safe with PayPal. Reviewed on: 14th July 2026

So much easier and safer

5
It’s always quick, easy and accurate and when you have an issue, you send them Macquarie and they sorted out Reviewed on: 14th July 2026

Easy to use.

5
Easy to use. Great customer service Reviewed on: 14th July 2026

I find PayPal so easy to use ...

5
I find PayPal so easy to use it really works for me Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101235 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products