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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good for quick transfers

Used for a while, quick for international transfers! Reviewed on: 14th July 2026

always clear and exactly what i need to know

always clear and exactly what i need to know Reviewed on: 14th July 2026

I couldn’t send money to a friend in Spain I wish Pa...

I couldn’t send money to a friend in Spain I wish PayPal could have solved this issue but I understand they couldn’t due to not being a uk or Irish account Reviewed on: 14th July 2026

It’s good and easy to use I will recommend to...

It’s good and easy to use I will recommend to a friend Reviewed on: 14th July 2026

I like PayPal

I like PayPal app it’s very flexible with a lot of options I just don’t like the high fees for international transactions. Reviewed on: 14th July 2026

PayPal Power

I’ve never had an issue with PayPal or a PayPal Credit. The options for pay later are vast, the option is almost always there at checkout if i need it, otherwise I’m avoid up use my Apple Pay wallet cards which has become a game changer. The security of the login with Face ID and codes mean i always feel secure. I can always get any support via the app fast and without having to give any details as it recognises who I am as I’m logged into it. Reviewed on: 14th July 2026

A very easy and manageable way to pay for goods.

A very easy and manageable way to pay for goods. And the 6 months 0% makes it alot more accessible for everyone. Reviewed on: 14th July 2026

Application process was so easy I did have a little...

Application process was so easy I did have a little issues with the direct debit but that was also sorted in one simple call as it should be everywhere but it is sadly not. Pleased with the service so far Reviewed on: 14th July 2026

I am pleased with the service no complaints

I am pleased with the service no complaints Reviewed on: 14th July 2026

I'm happy with paypal services.

I'm happy with paypal services. I'll recommend PayPal Reviewed on: 14th July 2026

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