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PayPal: PayPal Credit reviews

4.90
Based on 107,646 reviews, last reviewed 15th May 2026
2620300% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use the app, i like it i strongly... Easy to use the app, i like it i strongly recommend it Reviewed on: 15th May 2026
Ebrahem A's avatar
Ebrahem A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107647)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have had pay for for a few years receive money fro...

5
I have had pay for for a few years receive money from my family, but over the past couple years I’ve done paying three and I’ve been really good with them so far I haven’t got any issues. I would definitely recommend it to a family friend of mine. Reviewed on: 13th May 2026

Great overall service that can be used everywhere wi...

5
Great overall service that can be used everywhere with ease Reviewed on: 13th May 2026

I like PayPal soo much!

5
I like PayPal soo much! Very reliable service Reviewed on: 13th May 2026

I have been using it for years and never had...

5
I have been using it for years and never had a problem Reviewed on: 13th May 2026

Never had any issues with paypal, as soon as a probl...

5
Never had any issues with paypal, as soon as a problem occured paypal had me supported and made me feel very confident on using paypal, thank you. Reviewed on: 13th May 2026

0% interest for 4 months is awesome

5
0% interest for 4 months is awesome Reviewed on: 13th May 2026

I dont have a worry, knowing PayPal is behind my spe...

5
I dont have a worry, knowing PayPal is behind my spending. If i encountered a problem, they are quick to resolve any issue Reviewed on: 13th May 2026

It’s so easy to use and safe!

5
It’s so easy to use and safe! A lot more things are affordable with pay in 3 or 4! Reviewed on: 13th May 2026

Always a good experience Staff very helpful

5
Always a good experience Staff very helpful Reviewed on: 13th May 2026

great diferent ways of paying interest free

5
great diferent ways of paying interest free Reviewed on: 13th May 2026