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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148270 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148271)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good eady to use app

Very easy to use all round, simple interface Reviewed on: 1st July 2026

No service no human to speak to bad

No service no human to speak to unable to send money or make withdrawals Reviewed on: 1st July 2026

Paypal give you options to pay in 3 wich for me work...

Paypal give you options to pay in 3 wich for me works amazing Reviewed on: 1st July 2026

App could be easier to understand when making one of...

App could be easier to understand when making one off payments. Other than that everything is great. Reviewed on: 1st July 2026

Never had any issues, everything is clearly communic...

Never had any issues, everything is clearly communicated and i feel comfortable using the service. Reviewed on: 1st July 2026

Great, customer service is always very helpful

Great, customer service is always very helpful Reviewed on: 1st July 2026

I have never had any regret using PayPal.

I have never had any regret using PayPal. The way they have helped me resolve conflicts on a few occasions has been top-notch. I will recommend PayPal any day, any time. Reviewed on: 1st July 2026

Love PayPal totally use for everything feel secure w...

Love PayPal totally use for everything feel secure with all my transactions thank you Reviewed on: 1st July 2026

Quick, easy, secure

Quick, easy, secure and intuitive to navigate. Great support team Reviewed on: 1st July 2026

Easy to use and smooth interface

Easy to use and smooth interface Reviewed on: 1st July 2026

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