Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent services and quick

Very safe to used quick release of money Reviewed on: 14th July 2026

What did we do before PayPal

A brilliant way to spread the cost of more expensive items without interest. I use PayPal all the time as it is quicker and easier than a regular credit card. Reviewed on: 14th July 2026

Online payment platforms experience..

I have experience using online payment platforms and managing transactions responsibly. I am comfortable communicating with customers, handling payments securely, and maintaining a professional and reliable service. Reviewed on: 14th July 2026

Paying monthly is more affordable and easy to do

Paying monthly is more affordable and easy to do Reviewed on: 14th July 2026

Pay pal credit is the best option to buy anything an...

Pay pal credit is the best option to buy anything and return the money in 4 months with 0% interest. Highly recommended Reviewed on: 14th July 2026

Thanks for PayPal it's really helping me to solve al...

Thanks for PayPal it's really helping me to solve alot of my buying I need Without having to worry about paying the full amount at once. Reviewed on: 14th July 2026

Simple and straightforward

Simple and straightforward process to get started. Clean layout and visually satisfying to help keep things accessible. Reviewed on: 14th July 2026

Finance the easy way!

First class service from start to finish Reviewed on: 14th July 2026

Very grateful and good it helped me financially g...

Very grateful and good it helped me financially great support allowed me great opportunity for spending some nessecerly Reviewed on: 14th July 2026

I have very good experience with paypal and it’s rea...

I have very good experience with paypal and it’s really secure and good customer service Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub