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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181065)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal is part of my life..

5
Where would I be without PayPal I would say I use it nearly always when purchasing things online. Some of my subscriptions ore paid monthly by PayPal, everything is so easy when using it. Reviewed on: 14th July 2026

Fantastic PayPal

5
I’ve always found PayPal to be a very good backup for items I’ve bought and very reasonable monthly payments. Thanks PayPal. Reviewed on: 14th July 2026

Secure safe . Looking after your money

5
Great products and helpful ways to pay for all types of purchases help if ypu need longer to pay or split payments into pay in 3 or monthly or even if you need a few.weeks to pay .helpful to allow you to get purchases if your a bit short and ned time . There services are smooth and secure and customer service really helpful and quick . The website or app is also really easy to use and clear so you can easily keep track of things they also send helpful reminders . Highly recommend paypal to make sure your money amd payments are safe and secure from scammers Reviewed on: 14th July 2026

Satisfactory

5
Always been happy with Paypal…..Customer service have always been very helpful….. Reviewed on: 14th July 2026

Very easy to set up and use, full confidence I am de...

5
Very easy to set up and use, full confidence I am dealing with a serious company. I would like to explore the option to change the date of my repayments e.g at the beginning of the month so I can plan around my pay day better. Other than that, excellent! Reviewed on: 14th July 2026

Canny say anything , but it’s really real good if so...

2
Canny say anything , but it’s really real good if somebody is eligible he should get it Reviewed on: 14th July 2026

Never had any issues with PAYPAL, used for years

5
Never had any issues with PAYPAL, used for years Reviewed on: 14th July 2026

Good way to buy now pay later

4
Easy to use, not so easy to set up if you want to use direct debit. Can set automatic payments to pay the monthly amount Reviewed on: 14th July 2026

Buy and pay within four months Credit Product...

5
The “buy and pay within four months” Credit Product quite meets my fancy and needs and has really been benefitted me Reviewed on: 14th July 2026

Its easy and convenient

5
Its easy and convenient, I love being able to split a larger purchase into manageable payments over 4 months. Reviewed on: 14th July 2026

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