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PayPal: PayPal Credit reviews

4.74
Based on 134,020 reviews, last reviewed 10th Jun 2026
3828800% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellentpersonal Customerservice. Easy to use for receiving and paying.Most outstanding is to speak easily with knowledgeable human beings. Reviewed on: 10th June 2026
CO's avatar
CO

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134020)

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

5
Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

5
PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

5
Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review