Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,826 reviews, last reviewed 11th Jun 2026
3910850% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Like a helping hand! So easy to use, and a great help when something a bit dearer needs replacing Reviewed on: 11th June 2026
Stephanie M's avatar
Stephanie M

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (135826)

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022
Tim Crookston 's avatar
Tim Crookston

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022
Matthew Jones's avatar
Matthew Jones

Excellent service

5
Thanks to this service I got a new Samsung mobile phone and I didn't pay anything extra at all. I also like that it is possible to top up the remaining credit without additional fees. Reviewed on: 8th July 2022
Pavel Svoboda's avatar
Pavel Svoboda

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022
Damian's avatar
Damian

Great

5
Always there for me when I need it Reviewed on: 8th July 2022
matthewamilia's avatar
matthewamilia

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022
alan dodd's avatar
alan dodd

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022
Jake -e-boi's avatar
Jake -e-boi

Great card

5
Good value for money, no issues Reviewed on: 8th July 2022
Tamara Vukovic's avatar
Tamara Vukovic

Very happy

5
Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022
Peter 's avatar
Peter

A convenient way to pay

5
Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022
Christopher Christoforou's avatar
Christopher Christoforou

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill