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PayPal: PayPal Credit reviews

4.90
Based on 107,700 reviews, last reviewed 15th May 2026
2622750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107700)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

High recomend .

5
High recomend . Its few options to pay for something . Reviewed on: 13th May 2026

10 out of 10, definitely recommend!

5
10 out of 10, definitely recommend! Reviewed on: 13th May 2026

Never let me down. Fast and easy.

5
Never let me down. Fast and easy to use. Reviewed on: 13th May 2026

Smoothly and great so far.

5
Smoothly and great so far. No problems Reviewed on: 13th May 2026

My experience with PayPal is excellent; it gives you...

5
My experience with PayPal is excellent; it gives you more time to pay your installment, like up to 4 months, and it's also available on many apps that allow you to pay with PayPal. I highly recommend it to anyone, not just family or friends. Reviewed on: 13th May 2026

Quick check out with paypal.

5
Quick check out with paypal..Instant email and texts on spending . Reviewed on: 13th May 2026

I’ve never had problems with PayPal for giving credi...

5
I’ve never had problems with PayPal for giving credit, making payments and resolving disputes. Reviewed on: 13th May 2026

Pay in 3 is very handy for spreading the cost over t...

5
Pay in 3 is very handy for spreading the cost over three months with easy checkout experience Reviewed on: 13th May 2026

We are highly appreciating your good service

5
We are highly appreciating your good service Reviewed on: 13th May 2026

I have enjoyed the privilege of being a PayPal custo...

5
I have enjoyed the privilege of being a PayPal customer for several years. It comes handy when you need extra cash to support your purchases especially online. Reviewed on: 13th May 2026