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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Canny say anything , but it’s really real good if so...

2
Canny say anything , but it’s really real good if somebody is eligible he should get it Reviewed on: 14th July 2026

Never had any issues with PAYPAL, used for years

5
Never had any issues with PAYPAL, used for years Reviewed on: 14th July 2026

Good way to buy now pay later

4
Easy to use, not so easy to set up if you want to use direct debit. Can set automatic payments to pay the monthly amount Reviewed on: 14th July 2026

Buy and pay within four months Credit Product...

5
The “buy and pay within four months” Credit Product quite meets my fancy and needs and has really been benefitted me Reviewed on: 14th July 2026

Its easy and convenient

5
Its easy and convenient, I love being able to split a larger purchase into manageable payments over 4 months. Reviewed on: 14th July 2026

Fantastic so quick and easy to use

5
Fantastic so quick and easy to use Reviewed on: 14th July 2026

It's credit.

3
It's credit. Be careful and don't go mad. Reviewed on: 14th July 2026

PayPal always my preferred method of payment!

5
PayPal is my preferred method of payment, everytime! It’s quick and easy to use & the pay options are better than other providers, particularly the pay in 3 option. Really helps keep my finances on track! Reviewed on: 14th July 2026

Very quick and easy transactions.

5
Very quick and easy transactions. Allows me to move money easily to make and receive payments. Makes managing my finances easier and more flexible. Ability to make transactions easily using my mobile is very useful and inbuilt security is essential. Reviewed on: 14th July 2026

it just helps me so much, great Value and good peace...

5
it just helps me so much, great Value and good peace of mind Reviewed on: 14th July 2026

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