Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,721 reviews, last reviewed 15th May 2026
2623800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Accepted with almost every purchase online. Accepted with almost every purchase online. The pay in 3 options are really helpful Reviewed on: 15th May 2026
Scott B's avatar
Scott B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107721)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great site great protection.

5
Great site great protection.Can buysith a sense of security. Reviewed on: 13th May 2026

Everything you need in one spot.

4
Everything you need in one spot. Pay pal make paying easy. Even if you have little im your account or waiting a payment the cover it Reviewed on: 13th May 2026

Good PayPal credit deal for interest free deals over...

5
Good PayPal credit deal for interest free deals over 4 months. Great for spreading costs. Reviewed on: 13th May 2026

Only PayPal

5
My experience with PayPal is effortless, I won't purchase goods unless PayPal is an option Reviewed on: 13th May 2026

Ease of use

5
Always simple and easy to use. Feel safe and secure using to purchase Reviewed on: 13th May 2026

Easy to use

5
Easy to use and excellent service when u need it , Reviewed on: 13th May 2026

Great, easy-to-use app.

5
Great, easy-to-use app. PayPal is fast, secure, and easy to use for online payments: great buyer protection and smooth international transfers. Reviewed on: 13th May 2026

Easy to access credit when needed .

5
Easy to access credit when needed . Reviewed on: 13th May 2026

i have been using paypal for 20 years and is the saf...

5
i have been using paypal for 20 years and is the safest way to purchase Reviewed on: 13th May 2026

Nice and easy to use would recommend

5
Nice and easy to use would recommend Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51090 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products