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PayPal: PayPal Credit reviews

4.90
Based on 107,749 reviews, last reviewed 15th May 2026
2625100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5 star service Excellent service. Fast convenient way to manage payments Reviewed on: 15th May 2026
Baiba J's avatar
Baiba J

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107749)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal gives me Confidence

5
Paypal gives me complete confidence to shop, pay and transfer without stress. Easy to use, with superb benefits Reviewed on: 13th May 2026

Excellent 0% offer meant I could make my purchase wh...

5
Excellent 0% offer meant I could make my purchase when I needed it at no extra cost. Easy to use and set up, and make payments Reviewed on: 13th May 2026

I would recommend PayPal to all my friends and family.

5
I would recommend PayPal to all my friends and family.I have been with paypal for a few years now and I am happy with it Reviewed on: 13th May 2026

Always easy to use and very quick

5
Always easy to use and very quick Reviewed on: 13th May 2026

Easy and safe payment

5
One of the reasons I really like using PayPal is because payments are very easy, quick and convenient — but for me, the biggest thing is the extra feeling of safety and protection. If something ever looks suspicious or if there’s a dodgy transaction or problem with a seller, PayPal is always willing to help and support the customer. That gives me much more confidence when shopping online. I really appreciate how seriously they take customer protection and how easy it is to contact support when needed. Reliable, secure and very user-friendly. Thank you PayPal! Reviewed on: 13th May 2026

I love PayPal, I use it for almost everything.

5
I love PayPal, I use it for almost everything. So easy to use. Would definitely recommend! Reviewed on: 13th May 2026

Good experience ...

5
I’ve used PayPal for a few years now and I have had a good experience. Even when I had problems with a transaction, it was resolved and timely too. Reviewed on: 13th May 2026

Easy to use service.

5
Easy to use service. No hidden costs, everything is clear and up front. Reviewed on: 13th May 2026

I use PayPal for additional protection and they alwa...

5
I use PayPal for additional protection and they always sort out our issues so this is valuable Reviewed on: 13th May 2026

Very good, easy to use experience.

5
Very good, easy to use experience. Reviewed on: 13th May 2026

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