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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Just great!

Just great to use so simple and the credit facility they have is excellent to use feels safe and secure when using the app. Reviewed on: 30th May 2025

Very user friendly.

Very user friendly. Best company about Reviewed on: 30th May 2025

Safe and secure

After buying tickets m for hugs theatre and other secured places, am glad with PayPal so my transaction is safe and secure Reviewed on: 30th May 2025

Convenient at its finest

I think the title of the post sums my experience of PayPal. It's easy, straightforward to login. More merchants are offering PayPal as an option to use, making every day purchases or larger purchases easier to pay for. I found that Kendrick Lamar announced a tour after superbowl and went straight to PayPal to get tickets before it was sold out, with the tickets secured I can put that same money back on my account when I got paid. Convenient at its finest. Reviewed on: 30th May 2025

Fantastic company

Very secure! Any issues are responded to quickly Reviewed on: 30th May 2025

Pay pal is a convenient way to pay for purchases

Pay pal is a convenient way to pay for purchases on the int free 3 month plan which most places I shop give the option to use also if I want longer the credit option is easy to use I use the int free option a lot it helps me plan my monthly budget Reviewed on: 30th May 2025

Perfect app

Its perfect for all aspects of finances Reviewed on: 30th May 2025

Makes my transactions easily manageable

Makes my transactions easily manageable Reviewed on: 30th May 2025

Great platform for credit

Great platform to break your credit, loads of options. Reviewed on: 30th May 2025

It's been the best.

It's been the best. Their services are good Reviewed on: 30th May 2025

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