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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181063)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy way to pay

5
Such a quick to pay for goods either on eBay or other online retailers great just a push of a button Reviewed on: 14th July 2026

I like paypal mostly for the credit option it gave m...

5
I like paypal mostly for the credit option it gave me , also paypal flexible payment option works great Reviewed on: 14th July 2026

Flight saviour

5
Recently had an issue where someone tried to use my PayPal to buy a plane ticket and I was able to cancel it and have it blocked even if it was a non refundable payment Reviewed on: 14th July 2026

Easy to keep eye on your outgoings.

5
Easy to keep eye on your outgoings. Several ways to help budget for things. Telephone help when needed. Reviewed on: 14th July 2026

Excellent customer service

5
Bought an item online which wasn't what I ordered and the company went bankrupt, didn't get a refund or exchange from the company buit PayPal gave me a full refund very quickly Reviewed on: 14th July 2026

Excellent service

5
Excellent service very easy to deal with Reviewed on: 14th July 2026

Easy to use.

5
Easy to use. Good terms of use and good customer service Reviewed on: 14th July 2026

Trust PayPal

5
PayPal has helped with going on holidays with my family, Christmas and many things. I just trust PayPal. I would only use PayPal Reviewed on: 14th July 2026

I like PayPal it’s very easy to use

5
I like PayPal it’s very easy to use Reviewed on: 14th July 2026

The ease of using PayPal is fantastic.

5
The ease of using PayPal is fantastic. Pay in 3 is mega Reviewed on: 14th July 2026

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