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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,012 reviews, last reviewed 15th Jun 2026
4102000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just perfect I love PayPal just amazing Just perfect I love PayPal just amazing Reviewed on: 15th June 2026
kasta31's avatar
kasta31

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140012)

App is very simple to use, great rates on borrowing...

5
App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024
Ashton A's avatar
Ashton A

I like the 4 month interest free offer.

4
I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024
Campbell M's avatar
Campbell M

Never let me down, excellent service

5
Never let me down, excellent service Reviewed on: 11th May 2024
Allan Thompson 's avatar
Allan Thompson

Easy to arrange.

5
Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024
Jue L's avatar
Jue L

Always had good support when needed.

5
Always had good support when needed. Reviewed on: 11th May 2024
Nick S's avatar
Nick S

Shopping made easy no need to carry cash.

4
Shopping made easy no need to carry cash. Had a dispute with a buyer and PayPal was able to assist with the refund quickly. Reviewed on: 11th May 2024
Jeannine M's avatar
Jeannine M

Reviews1

5
Excellent no problems with any aspect Reviewed on: 11th May 2024
Jonathan W's avatar
Jonathan W

Love PayPal I won’t buy from retailers not accepting...

5
Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024
Kay Kay 's avatar
Kay Kay

Very handy

5
When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024
Dorita R's avatar
Dorita R

Great customer service and support

5
Easily make payments, anywhere anytime, anyplace.Customer service was very understanding with my missed payment as I did not understand the minimum payment requirements. Easily resolved over the phone after a quick phone call from their new customer support services people. Reviewed on: 11th May 2024
Lee F's avatar
Lee F

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