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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,134 reviews, last reviewed 15th Jun 2026
4107700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service never been disappointed Good service never been disappointed Reviewed on: 15th June 2026
Sharon B's avatar
Sharon B

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140134)

I like their credit system to consume but I don't ge...

5
I like their credit system to consume but I don't get credit increased offer since I started with them. Reviewed on: 11th May 2024
Rubel M's avatar
Rubel M

PayPal credit has been there when I've struggled and...

5
PayPal credit has been there when I've struggled and helped me get through some difficult months money wise. Reviewed on: 11th May 2024
Michael W's avatar
Michael W

Easy to set up and easy to use and manage.

5
Easy to set up and easy to use and manage. Especially useful for short term interest free funding. Reviewed on: 11th May 2024
Alan S's avatar
Alan S

PayPal , a great Trading Platform for all users alike.

5
I use PayPal most days for transactions, paying and receiving and I have every confidence in using them whenever I can. Using PayPal as a payment platform is so straightforward. The payment options provided help me to budget my transactions. Reviewed on: 11th May 2024
Andrew Leng's avatar
Andrew Leng

Easy to use, quick and efficient!

5
It's fast and easy to send money to friends and family. Never had any problems, withdrawals to your bank are instant and free. I always tell people to sign up for a PayPal account as they're so useful and they can get a bonus for signing up if they're referred by a friend. Reviewed on: 11th May 2024
Amy's avatar
Amy

Customer happy

5
Since I became a customer of paypal, I have gained more confidence and less worry when I am making an online purchase and my personal data secure through paypal. Reviewed on: 11th May 2024
Alex P's avatar
Alex P

I have had PayPal credit for a few years now, it is...

5
I have had PayPal credit for a few years now, it is far better and cheaper than a credit card. I get a special rate, which is less than a 3rd of credit cards ans sometimes 0%.. By far the best. Reviewed on: 11th May 2024
Ray's avatar
Ray

Just Great

5
It's just great but I'd like to see the return of pay in 3 Reviewed on: 11th May 2024
Sheena 's avatar
Sheena

Very easy to use

5
Quick decision and very easy to use. The app is well thought out with all my spending clear to see and up-to-the-minute information available at the click of a button. Very happy with the service provided. Reviewed on: 11th May 2024
Djemilla's avatar
Djemilla

Easy to use.

5
Easy to use. Never had an issue. Reviewed on: 11th May 2024
Jonathan Douglas's avatar
Jonathan Douglas

Review PayPal: PayPal Credit now

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