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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,826 reviews, last reviewed 19th Jun 2026
4229900% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for instant credit Great for making purchases and dishing the cost, in often at zero percent on interest. Reviewed on: 19th June 2026
Sean's avatar
Sean

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142826)

Very good to use end fantastic work

5
Very good to use end fantastic work Reviewed on: 17th May 2024
Dimitar D's avatar
Dimitar D

much more better than a credit card, I will recommen...

5
much more better than a credit card, I will recommend to everyone, very useful and good value for money ,especially when you buy over 99pounds and for 4 months you pay 0 interest. Reviewed on: 17th May 2024
roni's avatar
roni

I always have a good experience with Paypal Credit!

5
I always have a good experience with Paypal Credit! I enjoy being able to use credit for my online purchases whilst also feeling safe and secure with the security of PayPal. In addition, the 0% interest for 4 months offer is amazing help during hard times like these. Reviewed on: 17th May 2024
J F's avatar
J F

Simple intuitive interface offering easy to understa...

5
Simple intuitive interface offering easy to understand value for money Reviewed on: 17th May 2024
Dave Reed's avatar
Dave Reed

Useful way to pay

5
Never had any issues, always a handy way to pay Reviewed on: 17th May 2024
Amber T's avatar
Amber T

Quick,easy simple to use

5
Easy to use, set limits & updates are great for when a payment is due Reviewed on: 17th May 2024
Alison F's avatar
Alison F

4 month no intrest good good very

1
Good no intrest 4 month, good luck with your holiday Reviewed on: 17th May 2024
Jemaaluldin's avatar
Jemaaluldin

Overall experience of using PayPal is wonderful, if...

5
Overall experience of using PayPal is wonderful, if give me more freedom to purchase things I need everyday and the ability to pay-off over a few months. Reviewed on: 17th May 2024
paul kyle's avatar
paul kyle

Very easy

4
Very easy to set up credit, and payments automatically scheduled . All done in a couple of clicks. Reviewed on: 17th May 2024
Stuartf's avatar
Stuartf

Easy to use easy to get started and trusting in me w...

5
Easy to use easy to get started and trusting in me when other companies didn't even listen I will be forever grateful and in helping me with my credit scoring Reviewed on: 17th May 2024
Angela s's avatar
Angela s

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