Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142839 reviews)

View other PayPal products

4.73

Based on 142,839 reviews, last reviewed 19th Jun 2026

4230550% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142839)

I really love to use it and to be real it’s truly sa...

I really love to use it and to be real it’s truly save me multiple time as backup to buy stuff ,also it’s safe to use it for online shopping. Reviewed on: 17th May 2024

Efficient and easy service.

Efficient and easy service while remaining competitive. Reviewed on: 17th May 2024

Easy to access.

Easy to access. Good rate ,option given Reviewed on: 17th May 2024

Very good to use end fantastic work

Very good to use end fantastic work Reviewed on: 17th May 2024

much more better than a credit card, I will recommen...

much more better than a credit card, I will recommend to everyone, very useful and good value for money ,especially when you buy over 99pounds and for 4 months you pay 0 interest. Reviewed on: 17th May 2024

I always have a good experience with Paypal Credit!

I always have a good experience with Paypal Credit! I enjoy being able to use credit for my online purchases whilst also feeling safe and secure with the security of PayPal. In addition, the 0% interest for 4 months offer is amazing help during hard times like these. Reviewed on: 17th May 2024

Simple intuitive interface offering easy to understa...

Simple intuitive interface offering easy to understand value for money Reviewed on: 17th May 2024

Useful way to pay

Never had any issues, always a handy way to pay Reviewed on: 17th May 2024

Quick,easy simple to use

Easy to use, set limits & updates are great for when a payment is due Reviewed on: 17th May 2024

4 month no intrest good good very

Good no intrest 4 month, good luck with your holiday Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.71 from 3755 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73869 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub