Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (139807)

4 Months Interest Free Credit

5
Two excellent flexible credit products:- 1) PayPal Credit First four months interest-free on purchases over £99 and then 23.9% 2) PayPal Pay in 3 3 interest free payments over 3 months Reviewed on: 1st August 2023
CHARITY GURU's avatar
CHARITY GURU

Best credit at 0% interest

5
PayPal credit has helped me get all my new tech and spread the cost over 4 months, interest free, making my expensive technology needs more affordable. Reviewed on: 1st August 2023
Brett Taylor's avatar
Brett Taylor

Amazing!

5
Great Service. Everything is so easy to do. Reviewed on: 1st August 2023
Kirsty Morrin's avatar
Kirsty Morrin

Exelent company

5
Paypal became in my favorite way to pay. Very easy, very suitable, very organic. I love it. Pay in 3 is the best Reviewed on: 1st August 2023
Giulio 's avatar
Giulio

A handy tool for those rainy days...

5
Since its early days paypal has grown massively and is accepted as a worldwide payment method by countless retailers and the features of paying 4 months later with no interest or splitting into 3 equal payments is unmatched, they're secure and getting in touch is simple and fast..a life saver in many scenarios..I can't recommend more as long as you keep the repayments you can't go wrong..throughly recommend Reviewed on: 1st August 2023
Smartmoneysaver32's avatar
Smartmoneysaver32

Very convenient & safe to use.

5
I can trust payments through PayPal without any hesitation. It's truly convenient and safe to use. Overall trustworthy and worry free payments can be done via PayPal. Reviewed on: 1st August 2023
Maria braganca's avatar
Maria braganca

Amazing and easy

5
I love PayPal and 4 months interest free payment Reviewed on: 1st August 2023
Cristian Laurentiu Andreescu's avatar
Cristian Laurentiu Andreescu

PayPal is the best Credit Company in the UK

5
PayPal is the best Credit Company in the UK offering options like Pay in 3 or using your PayPal credit straight away when you want to buy online. Reviewed on: 1st August 2023
Bogdan Constantin's avatar
Bogdan Constantin

PayPal Credit

5
PayPal Credit is available on every purchase over £99 giving you 4 monthly repayments interest free. If however, you failed to repay the amount within the 4 months interest would be applied. Basically PayPal is there for you in both instances. PayPal also offer other credit repayment options allowing you to budget easily. With all that and a money back safety net for purchases that may go wrong plus the safety of shopping without adding your credit card/bank details what more could you need. Reviewed on: 1st August 2023
Sandra Laybourn's avatar
Sandra Laybourn

Freedom to shop online safely

5
Since arranging my PayPal credit I have been pleasantly surprised at how simple it is to setup, use and pay. I get a clear view of every transaction and the flexibility to pay extra when I choose to do so. No fuss credit and fabulous service. Reviewed on: 31st July 2023
Terri McG's avatar
Terri McG

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill