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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139807)

Ease of use, safety & very good customer service

5
Really enjoy using PayPal 3 instalment payment plan and 4 months interest free credit services. Very easy to use and I like the protection provided by paying through PayPal rather than directly to people I’m buying from. Customer service very good too, easy to reach Reviewed on: 31st July 2023
Flimflam Moore's avatar
Flimflam Moore

PayPal Credit

5
I have had PayPal Credit for over two years now so easy to use and automatically everything over £99 is available on 4 interest, free repayment. But the best thing is if anything goes wrong I just send messages to them and they sort it out from then just great and I feel very safe using PayPal on line love it. Reviewed on: 31st July 2023
Mark Turton's avatar
Mark Turton

Excellent service

5
Gives four months interest free which is very important in these times with higher interest rates Reviewed on: 31st July 2023
Peter Irving 's avatar
Peter Irving

Trustworthy

5
Paypal are one of these companies who I feel are truly customer centric. Their customer service is truly 1st class, they are just so easy to do business with. Reviewed on: 31st July 2023
Derek's avatar
Derek

Excellent

5
PayPal credit is a great product that enables me to shop and make payment with ease. Reviewed on: 31st July 2023
Ganiyu's avatar
Ganiyu

Great tool

5
I use Paypal Credit for soo many things. Including flights, festival tickets etc... The monthly flexibility around payments allow me to plan ahead and repay everything by the deadline given. I love using Paypal Credit. Reviewed on: 31st July 2023
Audrey K's avatar
Audrey K

Easy to use

5
Fantastic facility, easy to use and great value. Reviewed on: 31st July 2023
James MacMillan's avatar
James MacMillan

Great way to buy now pay later

5
I use it for the majority of my purchases, and I think is a very convenient way to shop on line, specially because paypal is accepted all over the world Reviewed on: 31st July 2023
Jean Arroyo 's avatar
Jean Arroyo

Easy shop used Paypal credit

5
I very happy to used Paypal Credit Reviewed on: 31st July 2023
Agnieszka's avatar
Agnieszka

Good

3
Have an PayPal account and PayPal credit never had any issues with this Reviewed on: 31st July 2023
Jidapa Gaines's avatar
Jidapa Gaines

Review PayPal: PayPal Credit now

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