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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,183 reviews, last reviewed 15th Jun 2026
4064250% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

all great easy access good customer aervice all great easy access good customer aervice Reviewed on: 15th June 2026
Maida c's avatar
Maida c

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139183)

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022
Rabia's avatar
Rabia

PAYPAL BRILLIANT

5
I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022
Dave Terry's avatar
Dave Terry

PayPal the best ever

5
It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022
Paulo Machado's avatar
Paulo Machado

Great products

5
PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022
Jacky's avatar
Jacky

PayPal credit is the most stress free means of shopping

5
So quick and authentic . I have Been shoping with pay pay credit for nearly a year. No regrets at all. O love PayPal. Reviewed on: 8th July 2022
Blessing 's avatar
Blessing

Happy Customer

5
I’ve been using PayPal Credit for a long time now. Never had any issues and happy with the excellent service. Reviewed on: 8th July 2022
Trideep Airukonda's avatar
Trideep Airukonda

Great service

5
Always available when required and a friendly service in case of any questions. Reviewed on: 8th July 2022
Bernard's avatar
Bernard

Fantastic secure service

5
Very helpful and 100% secure app Reviewed on: 8th July 2022
Ashan's avatar
Ashan

Excellent services through out

5
Seamless service very easy to use Reviewed on: 8th July 2022
Neal's avatar
Neal

PayPal credit is just great

5
So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022
Paul Smith's avatar
Paul Smith

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