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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,991 reviews, last reviewed 15th Jun 2026
4055600% increase in 5 star reviews
in the past 90 days
11500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very satisfied with PayPal. I am very satisfied with PayPal. The service is fast, secure, and extremely easy to use. It makes online payments simple and convenient, and I always ... Read more Reviewed on: 15th June 2026
Marta's avatar
Marta

Latest lowest rating:

1

It's impossible to close your account. It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026
Jenna D's avatar
Jenna D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138992)

Paypal Credit

5
Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022
Andy Kerr's avatar
Andy Kerr

Smooth process and ease of use

4
Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022
Dahwid's avatar
Dahwid

Fantastic

5
This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022
Louise 's avatar
Louise

Great card

5
It been soo helpful in this difficult time. Customer service was helpful when I contacted them. Reviewed on: 13th June 2022
Yaw Adutwum's avatar
Yaw Adutwum

Top

5
Love it me! More then others I always use it it’s very handy ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th June 2022
Jabar Ahmad's avatar
Jabar Ahmad

Thank GOD for Paypal

5
Its not called PAY PAL for nothin. Its your money pal and can get you out of trouble or just relax and enjoy spending without worrying about your bank balance getting low. PayPal gives you the most flexible options to buy stuff and plenty chances to pay it back whichever way you choose using the pay outright from your credit card or pay in 3 or pay or pay whichever you like whenever you like within the 4 weeks passing so long as you've covered the 4 weekly amount due or you can pay as little or as large as you like to bring down your credit re payment at no extra charge. PayPal is AWESOME Reviewed on: 13th June 2022
MONTY's avatar
MONTY

Best Credit Card

5
Best Credit Card. Stress free. I recommend people to apply for it. Reviewed on: 13th June 2022
Laurence Jospin's avatar
Laurence Jospin

PayPal

5
Easy to apply and use . Simple to set up direct debit payment Reviewed on: 13th June 2022
Jennifer Dugdale's avatar
Jennifer Dugdale

Paypal credit

4
Pleasant experience, easy to use Reviewed on: 13th June 2022
Toni 's avatar
Toni

Need times it was there for me

4
I have had a good experience with PayPal I would use it agin and I have told my friends about it Reviewed on: 13th June 2022
Danny Edwards's avatar
Danny Edwards

Review PayPal: PayPal Credit now

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