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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,252 reviews, last reviewed 15th Jun 2026
4067350% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal review I've had PayPal account and credit for a fair few years. Never had any issues. Customer service was good when there has been issues with purchases and... Read more Reviewed on: 15th June 2026
DWS's avatar
DWS

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139253)

PayPal really are pals

5
PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022
Ash B's avatar
Ash B

Very reliable and trustworthy and also safe

5
It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022
Diva Campos's avatar
Diva Campos

Easy

4
So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022
Geoff's avatar
Geoff

The best credit provider

5
Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022
Lucas Albano's avatar
Lucas Albano

Smart and convenient payments!

5
I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022
Jalen D's avatar
Jalen D

Buy now Pay later is the best

5
Well, it helped when I needed it… Reviewed on: 8th July 2022
Ayo Nuel's avatar
Ayo Nuel

Easy to use and great value.

5
I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022
Peter Kinsella's avatar
Peter Kinsella

Excellent

5
Excellent servise,it greatly facilitates the planning of expenses and purchases Reviewed on: 8th July 2022
Jaroslaw Wyrwas's avatar
Jaroslaw Wyrwas

Top marks for PayPal credit

5
Excellent option to spread the cost over 3 or 4 months Reviewed on: 8th July 2022
Rob Goodrich's avatar
Rob Goodrich

Fantastic

5
PayPal credit was able to support me with a big payment I needed to make. I could not have made this payment without the support from PayPal and I will be recommending this service to others. Reviewed on: 8th July 2022
Danielle Coghill's avatar
Danielle Coghill

Review PayPal: PayPal Credit now

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