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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Absolutely amazing never had any problems A*******

Absolutely amazing never had any problems A******* Reviewed on: 14th July 2026

Easy to navigate through and pay with.

Easy to navigate through, I have had my account for years and it has been easy to pause n restart it, it’s accepted to pay in most places, is well recognised in different countries and also good easy and fast to transfer money or pay online or contactless. Reviewed on: 14th July 2026

Great service

Always easy to use and very convenient Reviewed on: 14th July 2026

Makes buying easier

I’ve been using PayPal Credit for over a year now and it’s been fantastic. It links seamlessly to my existing PayPal account, so checking out is quick and hassle-free. The 0% interest payment options are brilliant for spreading the cost of bigger purchases, and it’s really easy to keep track of my balance and make payments online. Approval process was straightforward, my spending limit feels fair, and I’ve never had any issues with transactions. Customer support have also been helpful whenever I’ve had a small question. It’s become my go-to way to pay online – I’d absolutely recommend it to anyone looking for more flexibility. Reviewed on: 14th July 2026

I’ve been using PayPal Credit for several months now...

I’ve been using PayPal Credit for several months now, and it has completely transformed the way I manage my purchases. The application process was quick and straightforward, and I appreciate the flexibility it offers with interest-free periods on many purchases. It’s incredibly convenient to use at a wide range of retailers, both online and in-store, making it easy to spread the cost without hassle. Customer service has been excellent whenever I’ve had questions, and the online account management tools are user-friendly and transparent. PayPal Credit gives me peace of mind by allowing me to budget better and avoid unexpected expenses. I highly recommend it to anyone looking for a reliable and flexible retail finance option. Reviewed on: 14th July 2026

Interest free payment options

I love that I can split my larger purchases but with no interest. No worrying about maxing a credit card or additional fees Reviewed on: 14th July 2026

Great service

I've had paypal credit for may uears and it has always worked perfectly for me, I like having the option to spread the cost of an expensive item over 4 months, it has helped me be able to buy furnature for my new home. As long as you are able to manage debt correctly it is a fantastic and reliable option to build credit. Reviewed on: 14th July 2026

Easy way to pay

Such a quick to pay for goods either on eBay or other online retailers great just a push of a button Reviewed on: 14th July 2026

I like paypal mostly for the credit option it gave m...

I like paypal mostly for the credit option it gave me , also paypal flexible payment option works great Reviewed on: 14th July 2026

Flight saviour

Recently had an issue where someone tried to use my PayPal to buy a plane ticket and I was able to cancel it and have it blocked even if it was a non refundable payment Reviewed on: 14th July 2026

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PayPal: PayPal Credit reviews

106% increase in 5 star reviews

150% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

PayPal PayPal Credit reviews (181090)

A must have!

Absolutely amazing never had any problems A*******

Easy to navigate through and pay with.

Great service

Makes buying easier

I’ve been using PayPal Credit for several months now...

Interest free payment options

Great service

Easy way to pay

I like paypal mostly for the credit option it gave m...

Flight saviour

Do you have a different PayPal product?

Want to see more from PayPal?

Pay in 3

Payments

Credit card

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